Sound Money Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning, investment advisement and investment administration to individuals, families, trusts, estates and family businesses, and it operates primarily by acting as a solicitor for third‑party turnkey asset management programs (TAMPs). Its ADV reports $0 in regulatory assets under management while disclosing $23,450,000 in assets under advisement handled through custodians and the selected TAMPs.
The firm offers comprehensive and limited planning engagements that are billed largely on an hourly basis (the brochure cites a standard planning rate and fixed‑fee snapshot and coaching options) and coordinates implementation through TAMPs that process all‑inclusive, asset‑based wrap fees and custodial services. Investment work is driven by goal‑based, strategic asset‑allocation models (with passive/index options available through TAMPs), and the firm documents client objectives, vets unaffiliated advisers, and may recommend third‑party managers when appropriate.
Compared with many peers, the firm discloses a prior self‑regulatory disciplinary event related to annuity sales and also maintains an affiliated insurance activity: the firm’s sole advisory representative is licensed to sell certain insurance products (including fixed annuities) and may receive commissions, a potential conflict the brochure discloses and explains how it is managed. The firm additionally conducts fee‑based educational seminars (limited time commitment) and emphasizes its role as a non‑discretionary solicitor to TAMPs, while indicating plans to engage third‑party compliance consulting as a secondary oversight measure.
Client services
Expertise
Occupation focus
Fee options
Less-than-comprehensive Financial Snapshot fee: $1,275; Comprehensive Financial Coaching 2-year engagement: $3,400
$50,000 - under $100,000: 1.25% $100,000 - under $750,000: 1.0% $750,000+: 0.75%
Commissions received by the President for sales of insurance products including fixed annuities through her separate entity; however, Sound Money Management, Inc. itself does not accept commissions.
$425 per hour for financial planning and special projects
Account minimum: $100,000 for investment management services Fee-only: Financial planning services charged at $425 per hour; flat fees for some services (e.g., $1,275 for Financial Snapshot, $3,400 for Comprehensive Financial Coaching)
Main office
San Antonio TX
Advisors at this office
1
Most active in
Illinois · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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