South Cove Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
South Cove Financial serves primarily West Coast individuals and high‑net‑worth families and provides comprehensive financial planning and ongoing investment management for individual, retirement, trust, and private-entity accounts. The firm offers both discretionary and non‑discretionary portfolio management and supplements wealth management with limited-scope consulting and third‑party asset management on request.
The firm manages portfolios in‑house on a fiduciary basis and uses fundamental and technical analysis to construct strategies across public and private markets, including passive/index exposures, actively managed mutual funds and ETFs, illiquid alternative investments, and pre‑IPO positions. Portfolios are tailored to clients’ goals, time horizons, and risk tolerance and may employ long and short exposures and a variety of fixed income and equity instruments as appropriate.
Compared with many peers, South Cove explicitly integrates insurance planning into its advisory services and may recommend annuities and insurance solutions on a commissioned or non‑commissioned basis, with non‑commissioned insurance planning offered at no additional cost. The firm also does not outsource portfolio management to third‑party managers, preferring to manage client assets internally and to include less common holdings such as illiquid alternatives and pre‑IPO investments in client strategies.
Client services
Expertise
Fee options
$0 - $2,000,000: 1.55% annually $2,000,001 - $5,000,000: 1.40% annually Over $5,000,001+: 1.30% annually
Insurance planning services offered on a commissioned or non-commissioned basis; commissions apply only to insurance sales.
Main office
See officeHenderson NV
Advisors at this office
1
Offices (3)
Most active in
Nevada · Washington
Also doing business as
Ascent Capital Management, LLC · Pile, Carolyn Marie · South Cove Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Bryan K
CFP®, Series 66
Seattle, WA
South Cove Financial, LLC
Bryan Knutson is a CFP® with 15 years of industry experience, currently serving as a financial advisor at South Cove Financial, LLC. He previously worked at Cutler Investment Counsel, LLC, Pacific Portfolio Consulting, LLC, LNW, and Morgan Stanley Dw Inc. His career spans roles across multiple firms specializing in investment management and financial planning. South Cove Financial primarily serves individuals and high-net-worth families on the West Coast, offering comprehensive financial planning and investment management across various account types. The firm manages portfolios internally on a fiduciary basis, using fundamental and technical analysis to incorporate both traditional and less common investments such as illiquid alternatives and pre-IPO positions, while also integrating insurance planning into its services.
Carolyn H
Series 63, Series 65
Henderson, NV
South Cove Financial, LLC
Carolyn Horadan is a financial advisor at South Cove Financial, LLC with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Crescita Capital LLC and Highland Private Wealth Management. South Cove Financial serves primarily West Coast individuals and high-net-worth families, providing comprehensive financial planning and investment management across various account types. The firm manages portfolios in-house using fundamental and technical analysis and integrates insurance planning into its services, offering tailored strategies that include illiquid alternatives and pre-IPO investments.
Michael S
Series 65
Kirkland, WA
South Cove Financial, LLC
Michael Sondheim is a financial advisor with South Cove Financial, LLC, holding a Series 65 designation and 11 years of industry experience. He has held advisory roles at South Cove Financial since 2019 and Pacific Financial Solutions since 2017. In addition to his advisory work, Sondheim volunteers as a presenter for the American Financial Education Alliance, providing financial education workshops. South Cove Financial serves primarily West Coast individuals and high-net-worth families with comprehensive financial planning and investment management. The firm manages portfolios internally using both fundamental and technical analysis and integrates insurance planning into its services, offering tailored strategies that may include illiquid alternatives and pre-IPO positions.
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