Sovereign Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Sovereign Financial Group provides investment advisory and financial planning services primarily to individual and high-net-worth clients. The firm offers three service programs—Investment, Legacy, and Wealth Management—that include portfolio management, financial planning, and, at higher service levels, coordination with tax, estate, and insurance professionals.
The firm typically manages accounts on a discretionary, percentage-of-assets-under-management retainer basis and documents each relationship with a written Investment Policy Statement tailored to the client’s objectives and risk tolerance. Sovereign conducts periodic reviews (at least annually), may recommend or use third-party subadvisors, and handles retirement-account rollovers while disclosing its ERISA fiduciary obligations when applicable.
Sovereign is notable among solo independent advisors for sponsoring a wrap-fee program (described in its ADV Appendix 1), a relatively uncommon offering for firms in this category. The firm also participates in an institutional custodian program and discloses receipt of associated benefits, limits new client intake primarily to its Wealth Management program (reflecting a practical scale threshold), and reports no disciplinary history or commission-based compensation.
Client services
Expertise
Fee options
$0 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.60% $10,000,001 - Negotiable: Negotiable $0 - $500,000: 1.50% $500,001 - $750,000: 1.25% $750,001+: 1.00% $0 - $325,000: 1.85% $325,001+: Negotiable
Account minimum: $750,000 Minimum fee: Wealth Management Program: Minimum $12,000 annually; Sovereign Legacy Program: Minimum $6,000 annually; Sovereign Investment Program: Minimum $1,200 annually Fee-only: All fees are retainer fees based on assets under management with minimum annual fees as noted above. Fees are payable quarterly in advance.
Main office
4509 Creedmoor Road, Suite 201
Raleigh NC 27612-3813
Advisors at this office
1
Most active in
North Carolina
Also doing business as
Sovereign Financial Group · Sovereign Financial Group, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)