Spahr Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spahr Financial Group, LLC is an independent, single-advisor registered investment adviser that provides portfolio management, financial planning, and consulting primarily to individual clients (including high-net-worth clients and related trusts) and certain employer-sponsored plans. The firm prepares investment policy statements, monitors accounts on an ongoing basis, and offers implementation support when clients elect to act on planning recommendations.
The firm’s investment approach is rooted in Modern Portfolio Theory and generally favors low-cost index funds and ETFs across diversified asset classes (including fixed income, REITs, MLPs, and dividend strategies) tailored to each client’s risk tolerance, time horizon, and tax status. Portfolios are reviewed at least quarterly with periodic rebalancing, and while the firm can manage accounts on a discretionary basis, it reports managing essentially all client assets on a non-discretionary basis, meaning trades are typically implemented only with client authorization.
Compared with many independent peers, the firm discloses two uncommon features: the principal holds a resident insurance producer license and periodically recommends fixed insurance products for which upfront commissions may be received, and the firm’s assets under management are predominantly non-discretionary. The brochure also notes the principal’s role as a FINRA arbitrator and states these outside activities are intended to remain secondary to the adviser’s investment and planning services, with the related conflicts disclosed to clients.
Client services
Expertise
Fee options
Predetermined fixed fee depending on the project
$250,000 - $500,000: 1.20% $500,001 - $2,000,000: 1.00% Above $2,000,000+: 0.80%
$300 per hour
Account minimum: $250,000
Main office
18682 Beach Blvd., Ste. 235
Huntington Beach CA 92648
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)