Spar Wealth Management LLC

Spar Wealth Management serves a diversified client base that includes individuals, high‑net‑worth clients, trusts, estates, nonprofit organizations and business entities, providing discretionary investment management across equities, mutual funds, ETFs, fixed income and alternative strategies. The firm’s advisory services extend to a range of instruments and may include implementation of options, futures and foreign currency exposures where appropriate.

Portfolios are tailored to each client’s stated objectives, risk tolerance and tax considerations, with asset allocation, ongoing monitoring and periodic rebalancing forming the core of how accounts are managed. The brochure emphasizes risk management as a central feature of the process, noting the use of derivatives—including options strategies such as buying puts, selling calls and spreads—to hedge positions and limit short‑term volatility.

The firm’s use of derivatives in separately managed accounts is highlighted as a distinctive practice that places it among a relatively small subset of independent advisers that employ these tools for hedging and volatility control. The brochure also discloses operational features such as a written program to encourage Roth IRA use by waiving management fees for qualifying household accounts and custodial arrangements and review cadence (including monthly reviews and custody through Interactive Brokers) that affect implementation.