Inlet Beach, FL Office

Sparta Wealth Partners advises individuals and high‑net‑worth clients as well as pension and profit‑sharing plans, corporations and retirement plans. The firm offers portfolio management, financial planning, ongoing monthly planning retainers, and ERISA retirement‑plan advisory services (including both 3(21) non‑discretionary and 3(38) discretionary roles), and it assists clients with the selection and oversight of Independent Managers.

The firm documents client Investment Policy Statements and uses a mix of fundamental and technical analysis across long‑ and short‑term trading horizons, supplementing direct management with Independent Managers and model outputs. Its brochure discloses use of model‑based analysis and structured products (including buffer‑ETF style exposures) and notes that certain strategies implemented by unaffiliated sub‑advisors may be subject to performance‑based fees while the firm itself does not directly accept performance fees.

Sparta is notable among peers for its broker‑dealer and third‑party manager relationships and for supervised persons who maintain broker‑dealer and insurance registrations, which the ADV identifies as potential conflicts and describes how they are managed. The firm’s public materials also disclose a disciplinary event involving a supervised person that resulted in a FINRA acceptance, waiver and consent in 2024, and the ADV discusses revenue‑sharing with Independent Managers and the firm’s use of model/hypothetical results and the attendant risks.