Spectrum Financial Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spectrum Financial Advisors LLC provides ongoing portfolio management and pension consulting to high-net-worth individuals and to pension and profit-sharing plans, including 401(k) plans. The firm generally recommends equities along with mutual funds, fixed income, ETFs and real estate funds, and may prepare written pension consulting plans and recommend third‑party managers and service providers.
The adviser typically manages client accounts under a client-specific investment policy statement with discretionary authority and conducts monthly reviews; its methods of analysis include charting, fundamental, quantitative and technical approaches. Investment strategies can include long- and short-term trading and the use of margin, short sales and options, and the firm applies an account minimum of $5,000,000 that may be waived in its discretion.
Noteworthy for an independent adviser of this size, the firm explicitly provides pension consulting services for employer retirement plans—an offering that is uncommon among peers—and charges fixed fees for plan creation in addition to asset-based consulting. The brochure also discloses that a principal is a licensed insurance agent (which can create potential conflicts when recommending commissionable products) and that a 2019 regulatory consent order involving the principal was resolved with all required terms satisfied.
Client services
Expertise
Fee options
$1,000 to $50,000 for creating client pension consulting plans
1.00% annually
Account minimum: $5,000,000 (may be waived)
Main office
9250 Chevoit Drive
Brentwood TN 37027
Advisors at this office
1
Most active in
Tennessee
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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