Spectrum Financial Alliance, Ltd., L.L.C.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spectrum Financial Alliance provides individualized financial planning and ongoing discretionary asset management for a mix of individual clients (including high‑net‑worth individuals), retirement plans, trusts, estates, charitable organizations, and business entities. In addition to portfolio management and modular or comprehensive written/verbal financial plans, the firm offers estate and trust planning services delivered under fixed‑fee subscription and à la carte arrangements and manages variable annuity/retirement plan and 529 assets.
The firm combines fundamental, technical (including charting) and cyclical analysis to build client programs and implements a range of strategies from long‑term holdings to short sales, margin transactions, and option writing. Accounts are typically custodied at Charles Schwab Institutional and managed on a discretionary basis, with the firm monitoring accounts regularly and able to provide position or performance reports on request; the brochure also discloses use of option contracts and related derivatives in managed accounts.
What sets Spectrum apart from many team firms is the concentration of scale and workload: the brochure reports about $813 million in discretionary assets and roughly 674 clients managed by a small advisory team, yielding unusually high AUM‑per‑advisor and client‑per‑advisor ratios relative to peers. The firm further distinguishes itself by offering subscription estate/trust document packages, by actively managing annuity and plan assets (including 529 accounts), and by documenting that it no longer retains insurance commissions—having irrevocably assigned prior insurance residuals to a military charity.
Client services
Expertise
Fee options
Estate and Trust Planning Subscription Services fees ranging from $150 to $2,600 depending on package and services.
$0 - $250,000: 1.60% $250,001 - $500,000: 1.40% $500,001 - $1,000,000: 1.25% $1,000,001+: 1.00%
Estate and Trust Planning Subscription Services offered with fixed subscription fees, e.g., $1,200 for Single Individual Will-Based Estate Plan (discounted to $960 for current clients).
Account minimum: $500,000 (increasing to $750,000 beginning June 1, 2026) Fee-only: Asset management fees as per tiered schedule; estate and trust planning fees billed separately as fixed/flat fees; all advisory services are fee-only with no commissions.
Main office
105 Wind Haven Drive
Nicholasville KY 40356
Advisors at this office
3
Most active in
Alabama · Colorado · Florida · Georgia · Illinois · Indiana · Kentucky · Pennsylvania · Tennessee · Texas · Virginia
Also doing business as
Spectrum Financial Alliance, Ltd., L.L.C. · Spectrum Financial Alliance, Ltd.,LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Charles B
CFP®, Series 63, Series 65
Nicholasville, KY
Spectrum Financial Alliance, Ltd., L.L.C.
Charles Buckley is a CFP® with 31 years of industry experience, currently serving at Spectrum Financial Alliance, Ltd., L.L.C. since 1995. He also has a 26-year tenure with Falcon Harley Ltd., L.L.C. Spectrum Financial Alliance provides individualized financial planning and discretionary asset management for a diverse client base, including high-net-worth individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental, technical, and cyclical analysis to implement strategies ranging from long-term holdings to option writing, managing approximately $813 million in discretionary assets across roughly 674 clients.
Christopher E
Series 65, Series 63
Nicholasville, KY
Spectrum Financial Alliance, Ltd., L.L.C.
Christopher Edney is a financial advisor at Spectrum Financial Alliance, Ltd., L.L.C. He holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to joining Spectrum Financial Alliance, he worked in healthcare and business analysis roles, including positions at UK Healthcare and the Kentucky Medical Services Foundation. Edney also owns Sigma Squared LLC, where he develops automation tools and provides CFO and business analysis services. Spectrum Financial Alliance delivers individualized financial planning and discretionary asset management for a diverse client base, including high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm utilizes a combination of fundamental, technical, and cyclical analysis to implement strategies ranging from long-term holdings to option writing, managing approximately $813 million in discretionary assets.
Camden M
CFP®, Series 65
Nicholasville, KY
Spectrum Financial Alliance, Ltd., L.L.C.
Camden Miracle is a CFP® and Series 65 professional at Spectrum Financial Alliance, Ltd., L.L.C. with three years of industry experience. Prior to joining Spectrum Financial Alliance, he worked at the University of Kentucky and Bethlehem High School. Spectrum Financial Alliance is a small advisory team managing over $800 million in assets for individual clients, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental, technical, and cyclical analysis, offering services that include discretionary asset management, financial planning, and estate and trust planning under fixed-fee arrangements.
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