Spectrum Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$96,450,000
Clients
224
12% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
224
Very HighAverage account size
$430,580
About
Spectrum Wealth Management provides discretionary and non-discretionary investment management, comprehensive financial planning, and retirement-plan advisory services (including limited-scope ERISA 3(21) engagements) to individuals, families, trusts, estates, businesses, and qualified retirement plans. The firm also arranges for and coordinates third‑party managers when appropriate and serves as a liaison between clients and those managers.
Investment programs emphasize diversified portfolios implemented using mutual funds, exchange‑traded funds, individual equities and fixed income in a manner consistent with modern portfolio principles, with at least annual reviews and rebalancing as warranted. The firm combines traditional financial planning and participant education for retirement plans with a coaching-oriented client engagement (the firm’s principal holds a Certified Professional Coach credential) to support goal-setting and behavioral aspects of planning.
Spectrum reports approximately $96.5 million in assets under management and serves 224 clients, a client load that is high relative to peers in its category and may influence how services are delivered. The firm discloses referral and fee‑sharing arrangements with third‑party managers—receiving ongoing portions of TPM fees while monitoring those managers—and provides ERISA 3(21) services that exclude certain illiquid or employer‑sponsored assets.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Fee options
$500 to $10,000 based on complexity for financial planning, billed 50% in advance and balance upon plan delivery
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.50% annually $1,000,001 - $4,000,000: 0.40% annually $4,000,001+: 0.25% annually
Main office location
Spectrum Wealth Management, LLC
Meredith CO, United States
Number of offices
2
Most active in
Spectrum Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado · Maryland · Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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