SpendItRight LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
SpendItRight LLC provides fee-only financial advisory and investment management services to individuals and families, with a stated emphasis on working with women during significant financial decisions or transitions. The firm delivers most advisory work on an hourly or project basis and offers specialized services including divorce-related financial analysis (CDFA®), real estate financial analysis, and educational seminars.
In its advisory process SpendItRight applies scenario modeling and a mix of fundamental, technical, and portfolio construction techniques informed by modern portfolio theory to tailor recommendations to a client’s objectives and risk tolerance. For implementation the firm may use mutual funds, ETFs, model portfolios, or unaffiliated outside managers and can manage accounts on a discretionary or non‑discretionary basis under a flat annual fee arrangement rather than a percentage-of-AUM charge.
What is noteworthy relative to many peers is the firm’s combination of public educational seminars and routine hourly/project billing, both of which are uncommon among investment managers, along with its practice of selecting and overseeing third‑party advisers as part of its service. The firm also distinguishes its offering by explicitly separating limited-scope advisory engagements from optional ongoing investment management, capping the scope of AUM it will accept and incorporating divorce- and real-estate-focused financial analysis into its service mix.
Client services
Expertise
Demographic focus
Fee options
Investment management fees charged as flat annual fees: $2,000 (basic), $3,750 (moderate complexity), $5,500 (higher complexity) per year; educational seminars fees range from $25 to $2,500 per participant or event; real estate financial analysis may be offered on fixed-fee project basis
$250 per hour for advisory, financial analysis, divorce financial analysis, and real estate financial analysis services
Fee-only: Financial advisory services charged hourly at $250/hour; project fees negotiated per engagement; investment management fees are flat annual fees ($2,000 to $5,500 per year)
Main office
Houston TX
Advisors at this office
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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