SpendVest
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spendvest provides online portfolio management to individual investors through a rules‑based, algorithmic platform that maps clients’ spending activity to publicly traded companies and allocates to equities and ETFs. The firm operates on a discretionary basis and uses client‑provided suitability data during onboarding to set investment parameters.
Its investment approach combines quantitative analysis and modern portfolio theory with a long‑term trading orientation, executing automated allocations and rebalances driven primarily by spending patterns and client profiles. Accounts are managed by the algorithm rather than periodic human reviews, with contributions batched weekly and allocations adjusted or rounded to meet broker minimums.
Notably, Spendvest does not charge percentage‑of‑assets fees like many peers and instead uses a flat subscription billing model charged in advance via in‑app payment processors. The firm requires clients to maintain accounts at a specified custodian (Alpaca Securities) and receives a portion of interest on clients’ uninvested cash balances, a disclosed economic relationship that could influence custody and cash recommendations; the firm is also newly formed and operates with a very small client base.
Client services
Expertise
Fee options
Monthly subscription fees range from $9.99 to $14.99; Quarterly subscription fees range from $24.99 to $29.99; Annual subscription fees range from $89.99 to $149.99
Main office
Murrieta CA
Advisors at this office
1
Most active in
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Also doing business as
Spendvest · Spendvest Corp
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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