Spinelli Financial Advisors, Inc

Spinelli Financial Advisors is a fee-only, independent advisory firm that provides defined financial planning (billed hourly) and continual portfolio supervisory services to both individuals and corporations. The firm manages client assets on a discretionary basis, generally requires a minimum account size for supervisory services, and reports roughly $31 million in assets under management across a small client roster.

The firm employs a mix of charting, fundamental, technical and cyclical analysis and implements long-term, short-term and trading strategies while aiming to limit excessive turnover. It accepts limited agent authorization to trade on margin, engage in options and short selling, and discloses the use of borrowing and derivatives in separately managed accounts — practices that are relatively uncommon among solo independent advisors.

The principal maintains an affiliated CPA practice that performs substantial tax planning and preparation work, an affiliation the brochure describes as informing the firm’s tax-aware investment advice. The firm also provides pension consulting and generally serves higher-net-worth or institutional clients rather than a broad base of non‑HNW individual retail investors.