Spinnaker Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spinnaker Financial Group serves individual clients — including executives, retirees, and participants in employer retirement plans — as well as business entities and plan sponsors, providing personalized financial planning, discretionary investment management, ERISA plan advisory services, and occasional educational seminars. The firm offers financial planning and consulting alongside asset management and plan-level consulting, and does not accept commissions for insurance or investment products, operating on a fee-only basis.
Investment programs are tailored through a documented investment policy and a risk questionnaire, and implemented on a discretionary basis with at least annual reviews and more frequent monitoring as conditions warrant. The firm’s analysis emphasizes fundamental research and cash‑flow, tax, and estate considerations when building client plans, and it accommodates client‑imposed investment restrictions and plan sponsor-directed decisions.
Compared with many solo independent advisers, the firm highlights plan‑level ERISA services (including nondiscretionary plan advice, IPS development, monitoring of plan options, and participant education) and conducts free public seminars, which broaden its service scope beyond typical individual wealth management. It also discloses that it pays some referral fees to CPAs for planning referrals and does not vote client proxies, leaving voting to clients or providing recommendations on request.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning services with a maximum fee of $10,000.
Negotiable hourly fee of $200 per hour for financial planning services.
Fee-only: Annual asset management fee up to 1.65% of Assets Under Management.
Main office
5005 Rockside Road, Suite 600 103
Independence OH 44131
Advisors at this office
1
Most active in
Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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