Springlake Financial Partners
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Springlake Financial Partners provides wealth management, financial planning and consulting services to individuals, trusts, estates, charitable organizations, corporations and retirement plans. The firm also advises on held-away assets such as employer-sponsored retirement plans, annuities and variable life products, and may engage independent managers on clients’ behalf.
Investment decisions are guided by an asset-allocation framework grounded in Modern Portfolio Theory, with a passive ETF-based core complemented by selective active strategies for less efficient equity markets and fixed income. Ongoing management uses model portfolios alongside cyclical and fundamental analysis, and all client assets are managed on a discretionary basis.
The firm operates as a relatively small, supported adviser managing roughly $105 million across a modest number of client relationships and has recently updated its registration and disclosure posture as it pursues SEC registration. Springlake discloses that several supervised persons are licensed insurance agents but that the firm restricts acceptance of commissions for insurance recommendations to mitigate conflicts, and it receives significant technology, trading and administrative support from a major custodian (Fidelity), a relationship the firm notes can create potential conflicts of interest.
Client services
Expertise
Fee options
$0 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.65% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.35%
Account minimum: $4,250 minimum annual fee Minimum fee: Minimum annual fee of $4,250 (assessed quarterly, pro rata). This minimum fee applies to smaller portfolios and may be negotiated lower at the firm's discretion. Fee-only: Fixed fees for financial planning and consulting services range from $2,500 to $12,000, negotiable based on scope and complexity.
Main office
Franklin TN
Advisors at this office
2
Most active in
Tennessee
Also doing business as
Springlake Financial Partners · Th Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Katie C
CFP®, Series 66
Franklin, TN
Springlake Financial Partners
Katie Carpenter is a CFP® with eight years of industry experience and currently advises at Springlake Financial Partners. She previously worked for Charles Schwab for seven years and has held positions at Ally Financial and other roles prior to entering the financial industry. Springlake Financial Partners provides wealth management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs an asset-allocation framework based on Modern Portfolio Theory, using a passive ETF core alongside select active strategies, and manages client assets on a discretionary basis.
Bennie H
CFP®, Series 63, Series 66
Franklin, TN
Springlake Financial Partners
Bennie Hobson is a CFP® professional with 15 years of industry experience, currently serving as the sole advisor at Springlake Financial Partners. His prior roles include positions at Charles Schwab Bank and Charles Schwab & Co., Inc. Outside of his advisory work, he is a property owner involved in real estate activities unrelated to securities trading. Springlake Financial Partners offers financial planning, consulting, and discretionary investment management to individuals, trusts, estates, charitable organizations, corporations, and pension and profit-sharing plans. The firm employs a financial-planning-led approach combined with Modern Portfolio Theory, using a mix of passive and selective active management strategies.
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