Spruce Hill Capital

Spruce Hill Capital is a newly formed, state-registered advisory firm that intends to serve individuals, couples, and families with tailored investment advice and discretionary portfolio management. In addition to ongoing asset management, the firm plans to offer standalone financial planning and hourly consulting engagements for both clients and non-clients.

The firm’s approach emphasizes ETF-based portfolios—favoring low-cost index ETFs while selectively employing leveraged ETFs for clients who meet documented suitability thresholds—and uses a combination of macroeconomic and technical analysis (including moving averages and volatility indicators) to guide tactical allocation decisions. Investment guidelines and risk tolerances are documented in client-specific investment policy statements and reviewed periodically as market signals or client circumstances change.

Noteworthy characteristics for a firm of this size include the explicit availability of hourly consulting separate from AUM services, a stated willingness to use tactical leverage tied to technical triggers, and a clear exclusion of private or pooled fund advisory services. The principal holds a CFP credential and operates the adviser on a part-time basis while maintaining full-time employment elsewhere, which the firm notes may affect daytime availability.