SRJ Financial Consulting LLC

The firm provides investment advisory services, financial planning and consulting, tax-planning analyses, and—through a registered Preparer Tax Identification Number (PTIN)—preparation of annual tax filings for compensation. It serves a range of clients including individuals, small businesses, trusts, estates, pooled vehicles, high‑net‑worth individuals, and charitable organizations, and also offers public seminars and workshops on investment and financial topics.

SRJ delivers investment advice on a non‑discretionary basis, developing client-specific investment policy statements, asset allocations, and trade recommendations while obtaining client consent prior to execution; account reviews are performed at least annually. Its security-analysis approach includes fundamental and technical analysis, use of modern portfolio theory, and diversification, and financial plans typically incorporate cash‑flow, tax, and estate considerations tailored to each client’s stated objectives and risk profile.

Distinctive features relative to many peers include a formal, no‑fee program of educational seminars and workshops and the explicit offering of compensated tax‑return preparation alongside tax planning, both called out in the brochure. The firm was recently established and, although it lists a single advisory representative, it is not operated as a solo practitioner and manages only non‑discretionary client assets, which may influence how prospective clients engage the firm compared with discretionary managers.