St. Bernard Financial Services, Inc.

Carl Reidemeister is a financial advisor at St. Bernard Financial Services, Inc. with 41 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining St. Bernard, he worked at Brooklight Place Securities for eight years and has owned Financial Consulting, LLC since 1987. He also owns Xtreme Mobile Adventures, a business involved in advertising and marketing outdoor products. St. Bernard Financial Services provides investment advisory and brokerage services to individuals, families, small businesses, trusts, and estates. The firm follows a long-term, conservative growth approach with tactical asset allocation based on Modern Portfolio Theory, emphasizing low-cost, no-load funds and client involvement in portfolio decisions.

Aaron Ochoa is a financial advisor at St. Bernard Financial Services, Inc. in Broken Arrow, OK, with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at INVEST Financial Corp. and Central Bank. Outside of advising, he is involved in real estate sales. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services. The firm follows a long-term, conservative growth approach using tactical asset allocation based on Modern Portfolio Theory, emphasizing low-cost, no-load funds and collaborative, mostly non-discretionary account management.

Kathleen White is a financial advisor with St. Bernard Financial Services, Inc. She holds Series 63 and Series 66 licenses and has 29 years of industry experience. Prior to joining St. Bernard in 2023, she worked at Sagepoint Financial, Inc. and has owned and operated Manzanita Insurance Agency since 2013, where she focuses on health insurance products including Medicare plans. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services with a long-term, conservative growth approach based on Modern Portfolio Theory. The firm combines fee-based and commission-based solutions through its dual adviser and broker-dealer structure, emphasizing collaborative, largely non-discretionary account management.

Patrick Williams is a financial advisor with St. Bernard Financial Services, Inc. in Russellville, Arkansas, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining St. Bernard in 2017, he worked at Ims Financial Advisors, Inc. and Ims Securities, Inc. for 14 years. Outside of his advisory role, Williams is involved in raising cattle for sale and operates an antiques and collectibles business on eBay. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services including portfolio management and financial planning. The firm follows a long-term, conservative growth approach with tactical asset allocation based on Modern Portfolio Theory, emphasizing low-cost, no-load funds and collaborative client relationships.

Mark Yarbrough is a financial advisor with St. Bernard Financial Services, Inc. in Rogers, Arkansas. He holds Series 63 and Series 65 licenses and has 43 years of industry experience. Since 2003, he has worked with Ohio National Financial Services. Outside of his advisory work, he owns Midland Financial and dedicates time weekly to whole life insurance activities. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services, including portfolio management and financial planning. The firm employs a long-term, conservative growth strategy based on Modern Portfolio Theory and offers both fee-based and commission-based solutions through its dual adviser/broker-dealer structure.

Frank Winters is a financial advisor at St. Bernard Financial Services, Inc. in Tucson, AZ, with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including Raymond James Financial Services and Independent Financial Partners. Winters is also president and managing director of Comprehensive Advisors Group LLC, a support entity for Raymond James Financial Services activities. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services with a focus on long-term, conservative growth through tactical asset allocation. The firm combines fee-based and commission-based solutions and emphasizes collaborative, largely non-discretionary account management.

James Orgeron is a financial advisor at St. Bernard Financial Services, Inc. with 18 years of industry experience. He holds the Series 66 designation and has been with St. Bernard Financial Services since 2012. Outside of his advisory role, he owns and operates NEST EGG FINANCIAL, an insurance business. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services including portfolio management and financial planning. The firm follows a long-term, conservative growth philosophy with tactical asset allocation and emphasizes client involvement in portfolio decisions.

Mark Barkasy is a financial advisor with St. Bernard Financial Services, Inc., holding a Series 66 designation and 22 years of industry experience. He has worked at Embark Financial and Insurance Partners, LLC, and Invest Financial Corporation. Outside of his advisory role, Barkasy serves as a track official at Manchester High School. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services including portfolio management and financial planning. The firm employs a long-term, conservative growth strategy with tactical asset allocation and typically maintains collaborative, largely non-discretionary client relationships.

John Neely is a financial advisor with St. Bernard Financial Services, Inc. in Edmond, Oklahoma, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He previously worked for Berthel Fisher & Company Financial Services, Inc. for ten years before joining St. Bernard in 2019. Outside of his advisory role, Neely is involved in insurance sales and operates a specialized property scanning service for real estate professionals. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services including portfolio management and financial planning. The firm employs a long-term, conservative growth strategy based on Modern Portfolio Theory, favoring low-cost, no-load funds, and typically engages clients collaboratively with limited discretionary authority.

Adam Brown is a Series 66 licensed financial advisor with 20 years of industry experience, currently with St. Bernard Financial Services, Inc. since 2012. He also coaches a girls' softball team in Jonesboro, Arkansas. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates with investment advisory and brokerage services, emphasizing a long-term, conservative growth approach using tactical asset allocation and a preference for low-cost, no-load funds. The firm combines fee-based and commission-based solutions through its dual adviser/broker-dealer structure and affiliations with insurance and accounting practices.

Joshua Turner is a financial advisor at St. Bernard Financial Services, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with St. Bernard since 2014. Outside of his advisory role, he is involved with Turner Financial, an investment advisory business he started in 2019. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services, including portfolio management and financial planning. The firm follows a long-term, conservative growth strategy based on Modern Portfolio Theory, emphasizing low-cost, no-load funds and collaborative client relationships.

Phillip Boyd is a financial advisor at St. Bernard Financial Services, Inc. in Edmond, OK, holding Series 63 and Series 66 licenses with 25 years of industry experience. His background includes roles at Cohesive Healthcare, Crown Capital Securities, LPL Financial, and several healthcare organizations. Outside of advisory work, he serves as Chief Financial Officer at a non-investment-related business, focusing on financial oversight and strategic planning. St. Bernard Financial Services provides investment advisory and brokerage services to individuals, families, small businesses, trusts, and estates. The firm employs a long-term, conservative growth approach using tactical asset allocation and primarily low-cost, no-load funds, with client involvement in portfolio decisions.

Emma Godbee is a financial advisor with St. Bernard Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. She has worked at St. Bernard since 2019 and previously spent nine years with Woodstock Financial Group, along with extensive experience in the insurance sector dating back to 1976. Outside of her advisory role, she serves on the City of Riverdale Zoning Appeals Board, the Clayton County Water Authority, and the Clayton County Development Authority. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services, including portfolio management and financial planning. The firm follows a long-term, conservative growth strategy with tactical asset allocation and emphasizes collaborative client relationships, combining fee-based and commission-based solutions through its dual adviser/broker-dealer structure.

Jeremy Sakulenzki is a financial advisor with St. Bernard Financial Services, Inc. in San Antonio, TX, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with St. Bernard Financial Services since 2016. Outside of his advisory role, he is involved with Creative Benefit Administrators, a third-party administrative business focused on billing, FSA, and COBRA services. St. Bernard Financial Services works with individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services that include portfolio management and financial planning. The firm follows a long-term, conservative growth approach using tactical asset allocation based on Modern Portfolio Theory, emphasizing low-cost, no-load funds while considering tax and risk factors.

Eric Sands is a financial advisor with St. Bernard Financial Services, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Impact Partnership Wealth, LLC, Avantax Advisory Services, and Sands Insurance. Outside of his advisory work, Sands serves as a board member for Awesome Construction and is the CEO of Eric Sands Consulting Services, a management consulting firm. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates by providing investment advisory and brokerage services focused on portfolio management and financial planning. The firm employs a long-term, conservative growth strategy based on Modern Portfolio Theory, emphasizing low-cost funds and client collaboration in portfolio decisions.