St. John & Associates, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$122,815,587
Clients
142
Advisors
3
of 6 employees
About
St. John & Associates provides discretionary, model-based portfolio management and comprehensive financial planning to individuals, families, trusts, and privately owned businesses, and also serves plan sponsors. The firm’s services include personal financial planning, portfolio management using predefined model allocations, and consulting on retirement plan design and participant education.
Investment implementation relies on model asset-allocation portfolios that range from conservative to aggressive and combine active and passive equity exposures, fixed income, ETFs and alternative allocations; selected models are often implemented with third‑party sub‑advisers overseen by the firm. Portfolios are managed on a household basis after clients complete a written personal financial plan, and the firm uses third‑party reporting systems (recently transitioning platforms) and artificial‑intelligence‑enabled tools for preliminary research and document review.
What distinguishes this firm from many peers is its regular client communications and education: it publishes a quarterly market commentary and a periodic newsletter (distributed free to clients) and documents educational outreach and workshops for plan sponsors and participants. The firm also aggregates held‑away retirement accounts for managed allocation via third‑party platforms and has formalized AI use and a recent move to a modern reporting/client portal, which may be relevant to clients seeking tech‑assisted reporting and held‑away account support.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $10,000,000: 0.40% $10,000,001+: 0.20%
Financial services available on hourly basis for Portfolio Management Only clients
Account minimum: $250,000 Minimum fee: Initial retainer fee between $1,000 and $5,000 depending on complexity of situation for development of initial Personal Financial Plan Fee-only: Fee-only compensation; no commissions or third-party fees; paid only by client
Main office
500 Sun Valley Drive, Suite D 3
Roswell GA 30076
Advisors at this office
3
Most active in
Florida · Georgia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Bryan T
CFP®, Series 63
Roswell, GA
St. John & Associates, Inc.
Bryan Totri is a CFP® professional with 17 years of industry experience, currently serving at St. John & Associates, Inc. since 2007. He has also held roles at Carson Wealth and CWM, LLC. St. John & Associates provides discretionary, model-based portfolio management and comprehensive financial planning to individuals, families, trusts, privately owned businesses, and plan sponsors. The firm emphasizes client education through regular communications and uses technology, including AI tools and third-party platforms, to support portfolio management and reporting.
Richard S
Series 63, Series 65
Roswell, GA
St. John & Associates, Inc.
Richard Stjohn is a financial advisor at St. John & Associates, Inc. in Roswell, GA, holding Series 63 and Series 65 credentials with 23 years of industry experience. He has been with St. John & Associates since 1992. Outside of his advisory role, he is a managing member with his wife in a real estate limited partnership. St. John & Associates provides discretionary, model-based portfolio management and comprehensive financial planning to individuals, families, trusts, privately owned businesses, and plan sponsors. The firm employs predefined model allocations across various asset classes and integrates third-party sub-advisers and AI-enabled tools, with a focus on client communication, education, and technological support for held-away accounts.
Gregory S
Roswell, GA
St. John & Associates, Inc.
Gregory St. John is a financial advisor with St. John & Associates, Inc. in Roswell, GA, holding 23 years of industry experience. He has worked at St. John & Associates since 1999 and also has recent experience with Carson Wealth and CWM, LLC. St. John & Associates provides discretionary, model-based portfolio management and comprehensive financial planning to individuals, families, trusts, privately owned businesses, and plan sponsors. The firm utilizes a range of model asset-allocation portfolios combining active and passive equity exposures, fixed income, ETFs, and alternatives, alongside regular client communications and educational outreach.
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