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Stafford Financial, LLC

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Client assets under management

$14,532,555

Clients

21

33% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

11

Very Low

Average account size

$692,026

About

Stafford Financial serves individual and high-net-worth clients, as well as charitable and business entities, delivering investment advisory services, financial planning, and ongoing comprehensive planning subscriptions. The firm implements client portfolios primarily through third‑party/“outside” managers and model portfolios, including a technology-driven model provider (XY Investment Solutions), and assists clients with manager selection and account setup.

The firm’s investment approach emphasizes passive portfolio construction guided by Modern Portfolio Theory, supplemented by fundamental and cyclical analysis when appropriate, with discretionary management of model allocations and periodic plan reviews. Stafford Financial also offers a broad financial planning scope—covering retirement, tax-efficiency, estate, insurance, and business planning—and integrates those plans into the investment implementation process.

Compared with peers, the firm is a small advisory practice managing roughly $14.5 million across about 21 client accounts and recently transitioned from a sole proprietorship to a small multi‑adviser LLC. It is notable for sponsoring a wrap fee program (an uncommon feature among similar firms) and for offering educational seminars and paid speaking engagements (including occasional pro‑bono presentations); the firm’s principal also maintains employment outside the advisory business.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations General estate planning guidance

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Fee options

Percentage

$2,500 - $500,000: 1.50% $500,001 - $1,500,000: 1.25% $1,500,001+: 1.00%

Subscriptions

Comprehensive Financial Planning is a monthly ongoing service charged monthly in advance at 1.5% of client’s gross monthly income with a $50 minimum per month

Other

Account minimum: $2,500 Minimum fee: Comprehensive Financial Planning has a $50 per month minimum fee Fee-only: Comprehensive Financial Planning charged at 1.5% of gross monthly income, minimum $50/month

Main office location

Stafford Financial, LLC

Billings MT, United States

Number of offices

1

Most active in

More info

Montana · Wyoming

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 406-697-0546

Advisors at this firm

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user avatar

Mason S

Series 65

Billings, MT

Stafford Financial, LLC

Mason Stafford is the sole advisor at Stafford Financial in Billings, MT, with seven years of industry experience. He holds a Series 65 designation and has worked in various roles including independent insurance producer and courier services prior to establishing his advisory practice. Stafford Financial is an independent advisory firm serving individuals, charitable organizations, and businesses with investment advisory services, comprehensive financial planning, and educational seminars. The firm emphasizes passive portfolio construction using index funds and ETFs, incorporates fundamental and cyclical analysis, and offers services such as selecting third-party money managers and a subscription-style ongoing planning option.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations General estate planning guidance
user avatar

Paul S

Series 66

Billings, MT

Stafford Financial, LLC

Paul Stafford is a financial advisor at Stafford Financial in Billings, MT, holding a Series 66 designation with 21 years of industry experience. His prior roles include positions at Cetera Advisors LLC, First Allied Securities, Inc., and managing The Stafford Company, LLC since 2000. Outside of advisory work, he serves as a deacon at Cornerstone Community Church, directs a nonprofit Biblical Counseling Foundation, and facilitates educational sessions. Stafford Financial is an independent advisory firm serving individuals, charitable organizations, and businesses with investment advisory services, comprehensive financial planning, and educational seminars. The firm emphasizes passive portfolio construction using index mutual funds and ETFs, incorporates fundamental and cyclical analysis, and offers services including third-party manager oversight and subscription-style ongoing planning.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations General estate planning guidance
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