Stafford Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Stafford Financial serves individual and high-net-worth clients, as well as charitable and business entities, delivering investment advisory services, financial planning, and ongoing comprehensive planning subscriptions. The firm implements client portfolios primarily through third‑party/“outside” managers and model portfolios, including a technology-driven model provider (XY Investment Solutions), and assists clients with manager selection and account setup.
The firm’s investment approach emphasizes passive portfolio construction guided by Modern Portfolio Theory, supplemented by fundamental and cyclical analysis when appropriate, with discretionary management of model allocations and periodic plan reviews. Stafford Financial also offers a broad financial planning scope—covering retirement, tax-efficiency, estate, insurance, and business planning—and integrates those plans into the investment implementation process.
Compared with peers, the firm is a small advisory practice managing roughly $14.5 million across about 21 client accounts and recently transitioned from a sole proprietorship to a small multi‑adviser LLC. It is notable for sponsoring a wrap fee program (an uncommon feature among similar firms) and for offering educational seminars and paid speaking engagements (including occasional pro‑bono presentations); the firm’s principal also maintains employment outside the advisory business.
Client services
Expertise
Fee options
$2,500 - $500,000: 1.50% $500,001 - $1,500,000: 1.25% $1,500,001+: 1.00%
Comprehensive Financial Planning is a monthly ongoing service charged monthly in advance at 1.5% of client’s gross monthly income with a $50 minimum per month
Account minimum: $2,500 Minimum fee: Comprehensive Financial Planning has a $50 per month minimum fee Fee-only: Comprehensive Financial Planning charged at 1.5% of gross monthly income, minimum $50/month
Main office
Billings MT
Advisors at this office
2
Most active in
Montana · Wyoming
Also doing business as
Stafford Financial · Stafford Financial, LLC · Stafford, Mason · Stafford, Mason Troy
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Mason S
Series 65
Billings, MT
Stafford Financial, LLC
Mason Stafford is a Series 65-licensed advisor with Stafford Financial, LLC, based in Billings, MT, and has eight years of industry experience. His background includes roles as an independent insurance producer and various other positions prior to founding Stafford Financial. Outside of his advisory work, he is involved in delivering educational seminars and speaking engagements, some of which are offered pro bono. Stafford Financial serves individual and high-net-worth clients, as well as charitable and business entities, providing investment advisory and comprehensive financial planning services. The firm emphasizes passive portfolio construction informed by Modern Portfolio Theory and supplements this approach with fundamental and cyclical analysis, managing client portfolios primarily through third-party managers and model portfolios.
Paul S
Series 66
Billings, MT
Stafford Financial, LLC
Paul Stafford is a financial advisor with Stafford Financial, LLC in Billings, MT, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Cetera Advisors LLC, First Allied Securities, and managing The Stafford Company since 2000. Outside of advising, he is involved as a deacon at Cornerstone Community Church, serves as a director for a nonprofit Biblical Counseling Foundation, and facilitates educational programs. Stafford Financial serves individual and high-net-worth clients, as well as charitable and business entities, providing investment advisory services and comprehensive financial planning. The firm emphasizes passive portfolio construction guided by Modern Portfolio Theory, incorporates third-party managers and model portfolios, and offers a broad range of planning services integrated with investment implementation.
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