Stage Harbor Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Stage Harbor Financial provides wealth management, investment management, financial planning, consulting and retirement plan advisory services to individuals, high‑net‑worth clients, trusts, estates, businesses and retirement plans. The firm offers discretionary portfolio management alongside stand‑alone financial planning and ERISA fiduciary services for retirement accounts.
Investment decisions are driven by personalized asset allocation and a core/satellite philosophy that combines low‑cost passive exposures with active satellite strategies, tax‑aware rebalancing and an opportunistic sleeve for non‑traditional ideas. Portfolios are implemented using mutual funds, ETFs, individual debt and equity securities, structured notes, private funds and selected Independent Managers, with ongoing monitoring and due diligence of those managers.
Compared with many peers, Stage Harbor operates a relatively small advisory team while managing over $1.09 billion in client assets and maintains an institutional relationship with Fidelity that provides trading, electronic trading tools, block execution and research support. The firm also discloses trustee roles that can create custody considerations requiring an annual surprise examination, recommends privately placed vehicles and structured products in limited circumstances, and notes third‑party ratings in its public materials.
Client services
Expertise
Occupation focus
Fee options
Financial planning and consulting fees typically range from $3,000 to $20,000; retirement plan advisory fees are fixed or asset-based and individually negotiated
$0 - $1,000,000: 0.90% $1,000,001 - $3,000,000: 0.70% $3,000,001 - $5,000,000: 0.50% $5,000,001 - $10,000,000: 0.40% $10,000,001+: 0.35%
Fee-only: Typical financial planning fees range from $3,000 to $20,000 on a fixed fee basis
Main office
100 Lowder Brook Drive, Suite #2500
Westwood MA 02090
Advisors at this office
6
Most active in
California · Colorado · Connecticut · Florida · Georgia · Louisiana · Maine · Massachusetts · New Hampshire · New Jersey · New York · Rhode Island · Texas
Also doing business as
Cortana Advisors, LLC · Stage Harbor Financial · Stage Harbor Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Andre F
CFP®, Series 66
Westwood, MA
Stage Harbor Financial
Andre Fernandes is a CFP® with 22 years of industry experience. He has been with Stage Harbor Financial since 2018 and previously worked for Weston Financial Group and Weston Securities Corporation for 18 years. Outside of his advisory role, he is an owner and partner in GBH Partners LLC, which is involved in insurance sales. Stage Harbor Financial provides wealth management, investment management, financial planning, consulting, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a core/satellite investment approach combining low-cost passive strategies with active management and offers discretionary portfolio management alongside stand-alone financial planning and ERISA fiduciary services.
William L
CFP®, Series 66
Westwood, MA
Stage Harbor Financial
William Lefavor is a CFP® with 20 years of experience in the financial services industry. He has been with Stage Harbor Financial since 2018 and previously worked at Weston Securities Corporation for two years. Lefavor is also a partner in GBH Partners LLC, a company involved in insurance sales distinct from his advisory role. Stage Harbor Financial serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with wealth management, financial planning, and investment management services. The firm employs a core/satellite investment approach combining low-cost passive exposures with active strategies and manages over $1.09 billion in client assets.
James S
CFP®, Series 63, Series 65
Westwood, MA
Stage Harbor Financial
James Scanlan is a CFP® professional with 41 years of industry experience. He is currently with Stage Harbor Financial, where he has worked since 2024. Prior to this, he was with APELLA Wealth from 2017 to 2024 and held a role at Symmetry Partners between 2017 and 2019. Stage Harbor Financial provides wealth management, investment management, financial planning, consulting, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a core/satellite investment philosophy combining low-cost passive exposures with active strategies and offers discretionary portfolio management alongside stand-alone financial planning and ERISA fiduciary services.
Joshua D
CFP®
Westwood, MA
Stage Harbor Financial
Joshua Devereaux is a CFP® professional at Stage Harbor Financial with three years of industry experience. He previously worked at Merrill and UBS Financial Services and has held roles at Bridgewater State University and Western Michigan University. He serves as trustee and beneficiary of a family trust. Stage Harbor Financial provides wealth and investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. Its investment approach combines personalized asset allocation with a core/satellite philosophy integrating passive and active strategies, using a range of securities and independent managers.
Maclean B
CFP®, Series 65
Westwood, MA
Stage Harbor Financial
Maclean Barach is a CFP® and Series 65 credentialed advisor at Stage Harbor Financial with nine years of industry experience. He has been with Stage Harbor Financial since 2018 and previously worked at Weston Securities Corporation from 2016 to 2018. Stage Harbor Financial provides wealth management, investment management, financial planning, consulting, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm uses a personalized asset allocation approach combined with a core/satellite investment philosophy and manages over $1.09 billion in client assets through a small advisory team.
Matthew B
CFP®, CFA®, Series 66
Westwood, MA
Stage Harbor Financial
Matthew Biggar is a CFP® and CFA® with 24 years of industry experience. He has worked at Stage Harbor Financial since 2018 and previously spent over 16 years with Weston Securities Corporation and Weston Financial. Outside of his advisory role, he is an owner and partner of GBH Partners LLC, an entity involved in insurance sales. Stage Harbor Financial provides wealth management, investment management, financial planning, consulting, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a core/satellite investment approach combining low-cost passive exposures with active strategies, and manages over $1.09 billion in client assets with support from Fidelity.
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