Middletown, NJ Office

Stage Wealth Management advises individuals (including high-net-worth clients), pension and profit-sharing plans, corporations, and other business entities. The firm offers discretionary portfolio management — including sponsorship of a wrap fee program — along with pension consulting (investment policy statement preparation, investment lineup selection, monitoring) and participant education, and manages roughly $103 million in discretionary assets for about 200 clients through a four-advisor team.

The firm tailors investment advice to each client and implements portfolios on a discretionary basis, drawing on fundamental, technical, and charting analyses and using a mix of long- and short-term strategies, trading, and covered option writing as appropriate. Asset-allocation models are managed internally or via third-party models, accounts are monitored on an ongoing basis with at least annual reviews, and cash and cash-equivalent positions are treated as part of assets under management for fee purposes.

Stage Wealth Management’s sponsorship of a wrap fee program is relatively uncommon for firms of its size, and participation in that program requires use of the firm’s recommended broker‑dealer/custodian; the firm discloses receipt of custodial services and a forgivable loan tied to asset transfers, which creates a potential incentive to maintain client assets at that custodian. The firm also has affiliated insurance agencies whose licensed representatives may sell commissionable insurance products separate from advisory fees, a relationship the brochure discloses as a potential conflict of interest.