Steinmetz Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm is a California-registered, fee‑only investment adviser that provides financial planning and investment advisory services to individual investors and small business owners. Services described in the brochure include portfolio management and a range of financial planning topics such as cash flow, retirement and estate planning, stock option exercise planning, and tax planning; the brochure notes income tax preparation among listed services but also states the principal currently does not prepare client tax returns.
The firm describes itself as a fiduciary and uses an Investment Policy Statement to guide discretionary management, with custody through Charles Schwab Institutional and regular account reviews and rebalancing. Its investment process blends fundamental, technical, charting and cyclical analyses and may use both passive index funds and more concentrated exposures including individual securities, derivatives and non‑correlating asset classes when appropriate.
Noteworthy features include a long operating history (the firm has provided services since 1991) and the principal’s combination of professional credentials (CFP® and Enrolled Agent) while maintaining a real estate broker license that is not used in client engagements. The brochure also discloses that the firm does not vote client proxies and that it participates in Charles Schwab’s institutional program, receiving certain custodial services and resources while operating as a fee‑only adviser; as of December 31, 2025 the firm reported approximately $76.5 million in discretionary assets under management.
Client services
Expertise
Occupation focus
Fee options
Fixed fees ranging from $3,500 to $15,000 depending on complexity and scope
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.90% annually $2,000,001 - $3,000,000: 0.80% annually $3,000,001+: 0.70% annually
$350 - $500 per hour depending on complexity
Account minimum: $3,500 minimum financial planning services fee for new client engagements Minimum fee: Minimum annual charge of $3,500 for investment advisory services Fee-only: Financial planning fees charged as hourly rates ($350 - $500 per hour) or fixed fees ($3,500 to $15,000)
Main office
303 Twin Dolphin Drive, Ste. 600
Redwood City CA 94065
Advisors at this office
1
Most active in
California
Also doing business as
Steinmetz Financial Planning · Steinmetz, Barbara Lynn
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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