Step Forward Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning and investment consultation services to individuals and families and describes its engagement as advice-only rather than discretionary portfolio management. The brochure states the firm does not manage client assets, does not participate in wrap fee programs, and does not take custody of client funds.
The firm’s process emphasizes a holistic assessment of clients’ financial status, goals, time horizon and risk tolerance and results in recommended asset allocations. Its stated investment strategy is limited to low-cost index mutual funds and exchange-traded funds, and clients execute trades themselves because the adviser does not accept trading discretion.
Notably, the firm offers an hourly fee option (and a modest annual fee) and expressly does not charge percentage-of-assets-under-management fees, an uncommon fee structure for firms in the investment-manager category. The firm is newly formed and its lead adviser holds both CFA and actuarial credentials with prior institutional experience at large life and financial services firms; the brochure also notes a 90-day refund policy and no performance-based fees.
Client services
Expertise
Fee options
$72 per hour
Minimum fee: $720 annual fee Fee-only: Annual fee of $720 or hourly fee of $72
Main office
Lewistown PA
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
Step Forward Financial · Step Forward Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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