Sterling Investment Advisors Ltd.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$1,067,812,750
Clients
436
Advisors
7
across 2 offices
About
Sterling Investment Advisors, Ltd. is a SEC‑registered, team-based investment adviser that provides discretionary portfolio management to individuals (including high‑net‑worth households), pension and profit‑sharing plans, and other entities, and also offers stand‑alone financial planning and retirement plan consulting. The firm generally charges percentage‑of‑assets fees and may include clients’ personal retirement accounts within managed portfolios when directed.
The firm develops individualized investment policies through personal discussions and implements them across mutual funds, ETFs, individual securities, independent managers, and, when appropriate, private and interval funds, with ongoing supervision and periodic reviews. Sterling expressly includes derivative‑related strategies in its toolkit — discussing options, covered‑call writing, and inverse/enhanced funds — and may provide cryptocurrency exposure via exchange‑traded or managed products when suitable for a client’s objectives.
Compared with many peer teams, Sterling publicly references third‑party ratings in its materials and makes active use of derivatives and leveraged/inverse strategies within separately managed accounts, practices that are less common among similar firms. The firm also integrates account‑aggregation platforms (eMoney and ByAllAccounts), can recommend independent managers and private funds, and has personnel who are separately registered to effect commission transactions and insurance sales, offering multiple implementation pathways beyond standard advisory arrangements.
Client services
Expertise
Fee options
Financial planning and consulting services typically charged on a fixed fee basis ranging from $2,000 to $20,000.
Negotiable up to 1.00% annually (varies by client and factors such as account size, complexity, representative assigned, etc.)
Clients may purchase commission products through registered representatives of PKS; commissions vary and may include 12b-1 trailing commissions. Commission fees not charged along with advisory fees on same products.
Financial planning and consulting services may be charged at mutually agreed hourly rates.
Fee-only: Investment advisory fees generally up to 1.00% annually, financial planning fixed fees from $2,000 to $20,000, or hourly rates mutually agreed upon.
Main office
See office1055 Westlakes Drive, Suite 150
Berwyn PA 19312
Advisors at this office
6
Offices (2)
Most active in
California · Connecticut · Delaware · Florida · Georgia · Maryland · Massachusetts · New Hampshire · New Jersey · New York · Pennsylvania · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Advisors at this firm
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