Sterling Manor Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$199,286,448
Clients
393
Advisors
3
of 3 employees
About
Sterling Manor Financial, LLC is an SEC‑registered investment adviser managing roughly $201 million for about 393 clients, primarily individuals and high‑net‑worth individuals, and also serving charitable organizations and retirement plans. The firm provides discretionary portfolio management and financial planning, and additionally sponsors a wrap‑fee program and offers insurance and annuity products.
The firm develops client‑specific Investment Policy Statements and employs a mix of analytical approaches — including charting, cyclical, fundamental, modern portfolio theory, quantitative and technical analysis — to implement long‑ and short‑term trading and covered‑options strategies. Portfolios typically use mutual funds, equities, fixed income, ETFs (including precious‑metal ETFs) and Treasury inflation‑protected bonds, and the firm states a policy of equitable allocation across client accounts in pursuit of its fiduciary duties.
Distinctive features include its role as a wrap‑fee program sponsor (relatively uncommon among peers) combined with multiple supervised persons who are licensed insurance agents and one who also operates as a real‑estate broker; the firm discloses and documents these relationships and potential conflicts of interest. It also operates with a small advisory team relative to its assets under management and participates in an institutional custody program that provides research and soft‑dollar benefits which may factor into custody and brokerage recommendations.
Client services
Expertise
Fee options
Fixed financial planning fees ranging from $250 to $2,000
Up to 2.00% annually
Compensation for sale of securities and other products resulting in commissions to certain representatives
$75 to $250 per hour for financial planning services
Main office
18 Division Street, Suite 202
Saratoga Springs NY 12866
Advisors at this office
3
Most active in
Florida · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
James F
Series 66
Saratoga Springs, NY
Sterling Manor Financial, LLC
James Flanagan is a financial advisor with Sterling Manor Financial, LLC, holding a Series 66 designation and 20 years of industry experience. He has worked at Sterling Manor Financial since 2010 and was previously affiliated with Cadaret, Grant & Co., Inc. Flanagan also sells life, long-term care, and disability insurance products through Ash Brokerage. Sterling Manor Financial provides discretionary and non-discretionary portfolio management and financial planning services to individuals, charitable organizations, and retirement plans. The firm uses a variety of analytical approaches and model portfolios to tailor investment strategies across multiple asset classes.
Adam D
Series 66
Saratoga Springs, NY
Sterling Manor Financial, LLC
Adam Doig is a financial advisor with Sterling Manor Financial, LLC, holding a Series 66 designation and over 21 years of industry experience. He has been with Sterling Manor Financial since 2006 and previously worked at Cadaret, Grant & Co., Inc. for 15 years. Outside of advising, Doig is a licensed real estate broker and a partner in a commercial real estate firm in Saratoga Springs, NY. Sterling Manor Financial provides discretionary and non-discretionary portfolio management and financial planning to individuals, charitable organizations, and pension or profit-sharing plans. The firm employs a variety of analytical approaches and offers tailored investment programs, including model portfolios, with a focus on mutual funds, fixed income, equities, ETFs, annuities, and Treasury Inflation-Protected Securities.
Stephen K
CFP®, Series 66
Saratoga Springs, NY
Sterling Manor Financial, LLC
Stephen Kyne is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Sterling Manor Financial, LLC since 2016. He previously worked at Cadaret, Grant & Co., Inc. for 15 years. Outside of his advisory role, he holds leadership positions in multiple local organizations, including serving as treasurer and director for community preservation and cultural institutions in Saratoga Springs. Sterling Manor Financial, LLC is an SEC-registered investment adviser managing approximately $201 million for nearly 400 clients, primarily individuals and high-net-worth individuals. The firm offers discretionary portfolio management and financial planning, employing a variety of analytical approaches and maintains a wrap-fee program alongside insurance and annuity product offerings.
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