Steve Lynch Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Steve Lynch Wealth Management provides personalized financial planning and investment management to individuals, trusts, retirement plans, charitable organizations and small businesses. Like many supported firms, it works with both individual and high‑net‑worth clients and offers ongoing portfolio management alongside standalone financial plans and hourly planning engagements.
The firm uses a strategic asset‑allocation, core‑and‑satellite approach that emphasizes passive index funds and ETFs as the core and selective use of active funds, with portfolios constructed for global diversification. Advisors perform quarterly or more frequent reviews and operate on a non‑discretionary basis, consulting clients for trade approvals rather than exercising trading authority.
What is distinctive about the firm is that essentially all reported assets are managed non‑discretionarily — the brochure reports $0 in discretionary AUM — a practice that is relatively uncommon among supported peers. The firm’s advisors are registered representatives of United Planners Financial Services of America and licensed insurance agents, so they can offer commissionable securities and insurance products in addition to fee‑based advisory services, and United Planners has an administrative role in coordinating custodial and fee‑collection arrangements.
Client services
Expertise
Fee options
Financial plan fees start at $1500 and are negotiable
1.25% annually
Advisors are Registered Representatives and may receive commissions for securities and insurance sales.
$500 per hour for financial planning and hourly planning engagements
Account minimum: $10,000
Main office
6605 Uptown Blvd NE, Ste 330
Albuquerque NM 87110
Advisors at this office
2
Most active in
New Mexico · Texas
Also doing business as
High Plains Investment Solutions · Steve Lynch Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kyle L
Series 63, Series 65
Albuquerque, NM
Steve Lynch Wealth Management
Kyle Lynch is a financial advisor at Steve Lynch Wealth Management in Albuquerque, NM, holding Series 63 and Series 65 designations with eight years of industry experience. He has worked at Steve Lynch Wealth Management since 2019 and is also a captain in the Army National Guard, a role he has held since 2009. Steve Lynch Wealth Management provides personalized financial planning and investment management to individuals, trusts, retirement plans, charitable organizations, and small businesses, using a strategic asset-allocation approach that emphasizes passive index funds and ETFs as the core of its portfolios. The firm manages assets primarily on a non-discretionary basis and serves both individual and high-net-worth clients.
Stephen L
CFP®, Series 63
Albuquerque, NM
Steve Lynch Wealth Management
Stephen Lynch is a CFP® with 40 years of experience in the financial services industry. He is the owner and president of Steve Lynch Wealth Management in Albuquerque, NM, where he has worked since 1995. In addition to his advisory work, Lynch is the author of a book published in 2021. Steve Lynch Wealth Management provides personalized financial planning and investment management to individuals, trusts, retirement plans, charitable organizations, and small businesses. The firm utilizes a strategic asset-allocation, core-and-satellite approach with an emphasis on passive index funds and ETFs, offering non-discretionary portfolio management with regular client consultations.
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