Steven Hermann Advisory

Steven Hermann Advisory provides asset management and financial planning services primarily to pooled vehicles and institutional clients while also documenting the ability to serve individuals, trusts, estates, charities, and small businesses. Services include discretionary and non‑discretionary portfolio management, ongoing financial planning and consulting, and assistance with executive benefits and estate planning.

The firm’s investment process combines fundamental and technical analysis with modern portfolio theory to establish tailored asset allocations, and it may employ a range of strategies including ETFs, mutual funds and, where appropriate, derivatives or margin transactions. It relies on the Envestnet platform for access to model portfolios and third‑party sub‑advisers while retaining responsibility for initial suitability, periodic account reviews, rebalancing, and tax‑aware actions such as tax‑loss harvesting.

Distinctive features include that the firm was recently formed and reported no assets under management at filing, and it operates largely through a TAMP arrangement to access third‑party managers rather than offering an extensive proprietary lineup. The firm’s principal has a disclosed outside business developing veterinary software and maintains an affiliation with another advisory organization, and the firm may waive its planning fee if the client implements the plan through the advisor.