Still River Financial Planning

Still River Financial Planning is a Massachusetts-registered, single-advisor investment adviser that serves individual and high-net-worth clients with tailored portfolio management, project-based and ongoing financial planning, and tax return preparation. The firm manages a small number of client relationships and reports roughly $3.1 million in discretionary assets under management.

The firm’s investment approach is grounded in Modern Portfolio Theory and predominantly passive management, constructing asset-allocation portfolios using index mutual funds and ETFs and implementing discretionary trading with quarterly reviews and the ability to accommodate client-imposed restrictions in writing. Financial planning engagements produce written or electronic plans and ongoing subscriptions include monitoring and implementation support, with investment management and tax services sometimes bundled into those planning arrangements.

Compared with many independent peers, Still River relies primarily on fixed, project-based, hourly, and subscription fee arrangements rather than a standard percentage-of-assets billing model, and it offers tax preparation as a client service. The firm also provides required annual regulatory disclosures and other periodic written communications to clients, does not aggregate block trades, and does not issue separate written account reports to investment advisory clients.