Stillwater Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$96,000,000
Clients
116
Advisors
3
of 3 employees
About
Stillwater Capital Management advises individuals—including high‑net‑worth clients—and a mix of fiduciary and institutional clients such as retirement plans, trusts, and business entities. The firm provides discretionary asset management, comprehensive portfolio management, retirement plan consulting, and standalone financial planning.
Its investment process integrates fundamental, quantitative and technical methods along with sector and cyclical analysis and duration management for fixed‑income exposure. Portfolios are monitored and rebalanced regularly and may employ options and margin strategies where appropriate, with allocations tailored to each client’s objectives and risk tolerance.
Distinctive features include a recent transition to SEC registration and an explicit retirement plan consulting practice that acknowledges ERISA fiduciary roles, a service set less common among similarly sized firms. The firm’s owners also conduct insurance sales and the adviser receives practice‑support services from its custodian relationship; both arrangements are disclosed and governed by the firm’s policies to address potential conflicts.
Client services
Expertise
Occupation focus
Fee options
Financial planning fee is $5,000 (negotiable), paid 50% upfront and remainder upon delivery.
$0+: Negotiable, up to 1.50% annually for Asset Management $0+: Negotiable, up to 2.00% annually for Comprehensive Portfolio Management $0+: Up to 1.00% annually for Retirement Plan Consulting
Account minimum: $500,000
Main office
NW Corner of 8th Ave and San Carlos St #2
Carmel by the Sea CA 93921
Advisors at this office
3
Most active in
California
Also doing business as
Stillwater Capital Management · Stillwater Capital Management, Corp · Stillwater Capital Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kyle S
CFP®, Series 66
Carmel-By-The-Sea, CA
Stillwater Capital Management
Kyle Sabdo is a CFP® with 11 years of industry experience, currently serving as an advisor at Stillwater Capital Management since 2023. He previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is also involved in insurance sales. Stillwater Capital Management advises individuals, including high-net-worth clients, as well as fiduciary and institutional clients such as retirement plans and trusts. The firm offers discretionary asset management, retirement plan consulting, and comprehensive financial planning through an investment process that combines fundamental, quantitative, and technical analysis tailored to client objectives and risk tolerance.
Diego R
Series 66
Carmel-By-The-Sea, CA
Stillwater Capital Management
Diego Reyes is a financial advisor at Stillwater Capital Management with eight years of industry experience. He holds a Series 66 credential and has previously worked at firms including Bank of America and Merrill. Reyes serves as an advisory board member for The Carmel Foundation, a nonprofit organization focused on providing social and activity services for seniors. Stillwater Capital Management advises individual, fiduciary, and institutional clients, offering discretionary asset management, portfolio management, retirement plan consulting, and financial planning. The firm employs a multi-method investment process and offers specialized retirement plan consulting with attention to ERISA fiduciary responsibilities.
Dawn C
Series 65
Carmel-By-The-Sea, CA
Stillwater Capital Management
Dawn Correia is a financial advisor at Stillwater Capital Management with two years of industry experience. She holds a Series 65 designation and previously worked at Merrill Lynch Pierce Fenner & Smith for eight years. Stillwater Capital Management advises individuals, including high-net-worth clients, as well as fiduciary and institutional clients such as retirement plans, trusts, and business entities. The firm offers discretionary asset management, comprehensive portfolio management, retirement plan consulting, and standalone financial planning, employing a combination of fundamental, quantitative, and technical investment methods tailored to each client’s objectives and risk tolerance.
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