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Stillwater Investing

Updated today

Client assets under management

$2,486,795

Clients

263

1% high-net-worth

Advisors

3

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

88

High

Average account size

$9,455

About

Stillwater Investing serves individuals (including high‑net‑worth clients) and a range of non‑retail entities — trusts, estates, pension and profit‑sharing plans, charitable organizations, corporations and managed investment pools — offering discretionary investment management alongside financial planning and consulting services. The firm also provides IRA rollover guidance and delivers written financial plans or ongoing consulting engagements depending on client needs.

The firm’s investment approach combines buy‑and‑hold “Defensive” models with an option for more active management, using fundamental, quantitative and qualitative analysis and periodic rebalancing to manage asset allocation and volatility. Stillwater Investing discloses use of a wider set of instruments — options, futures, foreign currencies and other derivatives — and the brochure notes practices intended to hedge currency risk and adjust model allocations to macro conditions.

What distinguishes Stillwater Investing from many peers is its registration and activity in the commodity/futures space: the firm is a member of the National Futures Association and registered with the CFTC as a Commodity Trading Advisor, a capability uncommon for a small advisory firm. The brochure also highlights experience in market education and client workshops (including Bloomberg terminal tutoring) and a client mix that includes institutional‑style accounts and managed pools, indicating operational breadth beyond a typical small advisory practice.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Passive / index investing Active portfolio management Real estate investing Options & derivatives strategies

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Fee options

Percentage

$0+: 1% annually (Defensive Strategy) +: 2% annually (Active Strategy)

Project-based

$250 per hour for both Financial Planning and Financial Consulting services

Other

Account minimum: $500

Main office location

Stillwater Investing

14 State Street

Bangor ME 04401, United States

Number of offices

1

Most active in

Maine

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Dominic G

Series 65

Portland, ME

Stillwater Investing

Dominic Guimond is a financial advisor at Stillwater Investing with a Series 65 designation and five years of industry experience. He has worked at Stillwater Investing since 2020 and concurrently holds a position as a Disaster Recovery Specialist at Tyler Technologies. Stillwater Investing serves individuals, including high-net-worth clients, as well as trusts, estates, pension and profit-sharing plans, charitable organizations, corporations, and managed investment pools. The firm offers discretionary investment management alongside financial planning and consulting services, employing a combination of buy-and-hold defensive models and active management with fundamental, quantitative, and qualitative analysis.

Passive / index investing Active portfolio management Real estate investing Options & derivatives strategies
user avatar

Dale H

Series 65

Veazie, ME

Stillwater Investing

Dale Hartt is a financial advisor at Stillwater Investing with five years of industry experience. He holds a Series 65 designation and has prior work history including roles at Maine Business School and Arayos LLC, as well as two decades of self-employment. Stillwater Investing serves individuals, including high-net-worth clients, as well as various non-retail entities by providing discretionary investment management, financial planning, and consulting services. The firm employs a combination of buy-and-hold defensive models and more active management strategies, utilizing fundamental, quantitative, and qualitative analysis, and is notable for its registration and activity as a Commodity Trading Advisor.

Passive / index investing Active portfolio management Real estate investing Options & derivatives strategies
user avatar

Marcus H

Series 65

Bangor, ME

Stillwater Investing

Marcus Harding is a financial advisor at Stillwater Investing with a Series 65 credential and two years of industry experience. Prior to joining Stillwater Investing, he worked at the University of Texas School of Law and the University of Maine. Stillwater Investing serves individuals, including high-net-worth clients, as well as various non-retail entities, providing discretionary investment management, financial planning, and consulting services. The firm uses a combination of buy-and-hold defensive models and active management strategies, incorporating fundamental, quantitative, and qualitative analysis, and is registered as a Commodity Trading Advisor, which is uncommon for a small advisory firm.

Passive / index investing Active portfolio management Real estate investing Options & derivatives strategies
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