Stillwater Investing
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Stillwater Investing provides discretionary investment management and financial planning primarily for individual clients (including high‑net‑worth individuals), trusts, estates, pension and profit‑sharing plans, charitable organizations, corporations and managed investment pools. Services include the firm’s flagship Stillwater Adaptive & Balanced Strategy for taxable and retirement accounts, hourly financial planning and consulting, and custodial account management through Interactive Brokers.
The firm’s adaptive balanced approach builds customized, low‑cost portfolios using individual stocks, corporate and government bonds, and publicly traded REITs and applies gradual allocation shifts in response to valuations and market conditions. In addition to that core offering, Stillwater operates a separate algorithmic, proprietary Commodities and Futures Trading Program that actively trades equity index, volatility, interest‑rate and select commodity futures using fundamental valuation metrics and economic indicators.
What is distinctive is that Stillwater is registered with the National Futures Association (NFA) and the CFTC as a Commodity Trading Advisor and runs an actively traded futures program alongside traditional advisory services — a combination that is uncommon for firms of this size and type. The firm also documents a breadth of client types (from individuals to managed investment pools and pension plans) and offers both standard portfolio management and a higher‑risk, accredited‑investor futures strategy, which differentiates its service mix from many peers.
Client services
Expertise
Fee options
$0+: 1.00% annually (Stillwater Adaptive & Balanced Strategy) $0+: 2.00% annually or 50% of trading profits (Stillwater Commodities and Futures Trading Program)
$250 per hour for financial planning and financial consulting
Account minimum: $100,000 Fee-only: 1.00% annually for Stillwater Adaptive & Balanced Strategy clients; 2.00% annually or 50% of trading profits for Commodities and Futures Program
Main office
See office1022 Olive Street
Veazie ME 04401
Advisors at this office
1
Offices (3)
Most active in
Maine
Also doing business as
Stillwater Investing · Stillwater Investing Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Dominic G
Series 65
Portland, ME
Stillwater Investing
Dominic Guimond is a financial advisor with Stillwater Investing in Portland, ME, holding a Series 65 designation and six years of industry experience. He has worked at Stillwater Investing since 2020 and also serves as a Disaster Recovery Specialist for Tyler Technologies. Stillwater Investing provides discretionary investment management and financial planning to a range of clients, including individuals, trusts, pension plans, and charitable organizations. The firm’s adaptive balanced strategy combines low-cost portfolios with active futures trading through a proprietary algorithmic program, offering a distinctive mix of traditional and higher-risk investment approaches.
Dale H
Series 65
Veazie, ME
Stillwater Investing
Dale Hartt is a financial advisor at Stillwater Investing with six years of industry experience. He holds a Series 65 designation and has previously worked at the Maine Business School and Arayos LLC. Hartt also ran a self-employed business for 20 years prior to joining Stillwater Investing. Stillwater Investing provides discretionary investment management and financial planning services to a diverse client base that includes individuals, trusts, pension plans, charitable organizations, and corporations. The firm employs a customized, low-cost adaptive balanced strategy and operates a proprietary algorithmic commodities and futures trading program, combining traditional portfolio management with an actively traded futures approach.
Marcus H
Series 65
Veazie, ME
Stillwater Investing
Marcus Harding is a Series 65-registered financial advisor with Stillwater Investing, bringing three years of industry experience. His background includes three years at the University of Texas School of Law and four years at the University of Maine prior to joining Stillwater. Stillwater Investing provides discretionary investment management and financial planning primarily for individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, corporations, and managed investment pools. The firm offers customized, low-cost portfolios through its adaptive balanced strategy and operates a proprietary, algorithmic commodities and futures trading program registered with the National Futures Association and CFTC.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)