Allenton, PA Office

Stillwater Private Wealth, LLC is an independent SEC‑registered investment adviser founded in 2025 that serves individuals, families, business owners and employer plan sponsors. The firm provides discretionary Wealth Management, stand‑alone Financial Consulting, and Retirement Plan Advisory Services, and typically charges advisory fees based on a percentage of assets under management.

The firm constructs portfolios across a broad range of securities—including stocks, bonds, mutual funds, ETFs, options, REITs and, where appropriate, alternative investments—and may engage third‑party independent managers through a Charles Schwab program for discretionary management. Its investment process combines quantitative and qualitative analysis and modern portfolio theory, with ongoing monitoring, rebalancing and explicit disclosure of risks such as illiquidity and potential tax consequences.

Distinctive aspects include a recent transition to an independent RIA while already managing approximately $176.8 million on a discretionary basis across roughly 160 client relationships with a four‑person advisory team. Stillwater does not vote client proxies (clients retain that responsibility), reports custody on certain accounts due to standing transfer authority arrangements, and discloses that some advisers are licensed to sell insurance—potential conflicts that the firm says it manages through its fiduciary policies.