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Stirling Financial Group

Updated today

Client assets under management

$170,784,679

Clients

288

34% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

144

Very High

Average account size

$593,002

About

Stirling Financial Group provides wealth management, financial consulting, and pension consulting to individuals (including high-net-worth clients) as well as pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. The firm also acts as sponsor and portfolio manager of the Stirling Financial Group Wrap Fee Program and may utilize LPL Financial’s Optimum Market Portfolios (OMP) for certain clients.

The firm constructs diversified asset‑allocation models and delivers discretionary portfolio management and ongoing supervision tailored to clients’ objectives, drawing on fundamental, technical, and cyclical analysis and a mix of long‑ and short‑term strategies. For execution and custody it relies on LPL Financial and its practices include treating cash and margin as part of assets under management and providing access to securities‑backed lines of credit and other liquidity options.

Noteworthy for a small advisory team, Stirling Financial Group manages roughly $179.7 million in client assets while serving 288 clients across two advisors, a client load per advisor that is high compared with many peers. The firm’s disclosures also indicate it sponsors its own wrap program and may use borrowing and derivatives (including options) in client accounts—features that are less common among similarly sized supported advisers.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Wealth management

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Fee options

Fixed

Financial consulting services fees up to $10,000 depending on scope.

Percentage

$0 - $1,000,000: 1.50% annually $1,000,001+: 1.00% annually

Commissions

Certain associated persons earn commissions for insurance and securities sales separate from advisory fees.

Main office location

Stirling Financial Group

750 B Street, Suite 2230

San Diego CA 92101, United States

Number of offices

2

Most active in

California · Florida · New Hampshire · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Ian W

CFP®, ChFC®, Series 63

Hemet, CA

Stirling Financial Group

Ian Weeks is a CFP® and ChFC® with 16 years of experience in financial services. He is currently affiliated with LPL Financial and has prior experience at Northwestern Mutual and Prudential. Outside of his advisory role, he is involved in a small real estate rental business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Wealth management
user avatar

Thomas D

Series 63, Series 66

San Diego, CA

Stirling Financial Group

Thomas Dudley is a financial advisor affiliated with LPL Financial, holding Series 63 and Series 66 licenses with 27 years of industry experience. His prior roles include positions at Northwestern Mutual Life Insurance Company and Northwestern Mutual Wealth Management Company, where he worked from 1997 to 2020. He is also the managing member and chief compliance officer of Stirling Financial Group, an independent investment advisory firm. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by in-house research, including model portfolios and third-party management, delivered through a large network of investment adviser representatives.

Wealth management
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