STM Asset Management LLC

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Client assets under management

$46,043,848

Clients

498

0% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

166

Very High

Average account size

$92,458

About

STM Asset Management provides investment supervisory services for individuals, pension and 401(k) plans, trusts, estates, charitable organizations, corporations and other business entities, and assists 401(k) plans with fund selection and participant enrollment. The firm reports managing about $56 million in assets across discretionary and non‑discretionary accounts for roughly 500 clients.

The firm tailors portfolios to each client’s risk tolerance and time horizon, using technical, fundamental and cyclical analysis and recommending ETFs, mutual funds and individual equities with a stated goal of maintaining purchasing power over the long term. STM commonly operates under discretionary authority after signing a management agreement and conducts account reviews at least monthly, often weekly.

Notable disclosures in the brochure that distinguish STM from many peers include that some representatives own accounting firms and provide accounting and tax services for separate compensation, and that some representatives are licensed insurance agents who may offer commissionable insurance products (the firm discloses this potential conflict and limits insurance activity to no more than 30% of a representative’s time). The brochure also describes operational details less common among peers, including periodic due diligence on service providers that use artificial intelligence/machine learning and receipt of free use of a broker’s trading platform (noted as a soft‑dollar arrangement).

Client services

Portfolio management

401k services stm asset management provides consultative services as well as model management to 401k employers.

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k)

Fee options

Percentage

1% annually

Other

Account minimum: $10,000 Minimum fee: $100 annual minimum fee per client account, billed quarterly Fee-only: STM Asset Management LLC is a fee-only firm; no commissions accepted

Main office location

STM Asset Management LLC

Fairhope AL, United States

Number of offices

Most active in

Alabama · Florida · Louisiana

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 251-533-6521

Advisors at this firm

Nathan L

Series 65

Fairhope, AL

STM Asset Management LLC

Nathan Lippincott is a financial advisor at STM Asset Management LLC with 10 years of industry experience and holds a Series 65 designation. In addition to his advisory role, he is the owner of Knockout Home Inspections and serves as the pastor at Grace Bible Church. He is also the owner of Steadfast Insurance, LLC, a property and casualty insurance agency. STM Asset Management provides investment supervisory services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $52.7 million for around 493 clients. The firm offers tailored portfolio management using ETFs, mutual funds, and individual equities, with regular account reviews and client reporting.

Wealth management Retirement plans for business owners (SEP, solo 401k)

Nathan F

Series 63

Robertsdale, AL

STM Asset Management LLC

Nathan Faircloth is a financial advisor at STM Asset Management LLC with 14 years of industry experience. He holds a Series 63 designation and has worked at STM Asset Management and The Faircloth Group P.C. since 2014. Outside of financial advising, he is a partner in The Faircloth Group, a tax preparation and accounting firm. STM Asset Management provides investment supervisory services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers tailored portfolio management using ETFs, mutual funds, and individual equities, combining technical, fundamental, and cyclical analysis supported by third-party research.

Wealth management Retirement plans for business owners (SEP, solo 401k)

Sean M

Series 63, Series 66

Fairhope, AL

STM Asset Management LLC

Sean Mcclay is a financial advisor at STM Asset Management LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with STM Asset Management since 2009. Previously, he was involved with the Daphne Strike Soccer Club from 2014 to 2016. STM Asset Management provides investment supervisory services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $52.7 million across about 493 clients, offering tailored portfolios primarily using ETFs, mutual funds, and individual equities, supported by various analytical methods and third-party research.

Wealth management Retirement plans for business owners (SEP, solo 401k)

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