STM Asset Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$46,043,848
Clients
498
Advisors
3
across 2 offices
About
STM Asset Management provides investment supervisory services for individuals, pension and 401(k) plans, trusts, estates, charitable organizations, corporations and other business entities, and assists 401(k) plans with fund selection and participant enrollment. The firm reports managing about $56 million in assets across discretionary and non‑discretionary accounts for roughly 500 clients.
The firm tailors portfolios to each client’s risk tolerance and time horizon, using technical, fundamental and cyclical analysis and recommending ETFs, mutual funds and individual equities with a stated goal of maintaining purchasing power over the long term. STM commonly operates under discretionary authority after signing a management agreement and conducts account reviews at least monthly, often weekly.
Notable disclosures in the brochure that distinguish STM from many peers include that some representatives own accounting firms and provide accounting and tax services for separate compensation, and that some representatives are licensed insurance agents who may offer commissionable insurance products (the firm discloses this potential conflict and limits insurance activity to no more than 30% of a representative’s time). The brochure also describes operational details less common among peers, including periodic due diligence on service providers that use artificial intelligence/machine learning and receipt of free use of a broker’s trading platform (noted as a soft‑dollar arrangement).
Client services
Expertise
Fee options
1% annually
Account minimum: $10,000 Minimum fee: $100 annual minimum fee per client account, billed quarterly Fee-only: STM Asset Management LLC is a fee-only firm; no commissions accepted
Main office
See officeFairhope AL
Advisors at this office
2
Offices (2)
Most active in
Alabama · Florida · Louisiana
Also doing business as
Mcclay, Sean Thomas · Stm Asset Management · Stm Asset Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Nathan L
Series 65
Fairhope, AL
STM Asset Management LLC
Nathan Lippincott is a financial advisor at STM Asset Management LLC with 10 years of industry experience and holds a Series 65 designation. In addition to his advisory role, he is the owner of Knockout Home Inspections and serves as the pastor at Grace Bible Church. He is also the owner of Steadfast Insurance, LLC, a property and casualty insurance agency. STM Asset Management provides investment supervisory services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $52.7 million for around 493 clients. The firm offers tailored portfolio management using ETFs, mutual funds, and individual equities, with regular account reviews and client reporting.
Nathan F
Series 63
Robertsdale, AL
STM Asset Management LLC
Nathan Faircloth is a financial advisor with STM Asset Management LLC in Robertsdale, Alabama. He holds a Series 63 designation and has 15 years of industry experience. He has been with STM Asset Management and The Faircloth Group P.C. since 2014. Outside of advisory work, Faircloth is a partner in The Faircloth Group, an accounting firm providing bookkeeping, tax preparation, and payroll services. STM Asset Management provides investment supervisory services to individuals, pension and 401(k) plans, trusts, estates, charitable organizations, and corporations. The firm manages approximately $56 million in assets and tailors portfolios based on clients’ risk tolerance and time horizon using technical, fundamental, and cyclical analysis.
Sean M
Series 63, Series 66
Fairhope, AL
STM Asset Management LLC
Sean Mcclay is a financial advisor at STM Asset Management LLC with 19 years of industry experience. He has been with STM Asset Management since 2009 and holds Series 63 and Series 66 designations. STM Asset Management provides investment supervisory services for individuals, pension and 401(k) plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm manages approximately $56 million in assets for around 500 clients, tailoring portfolios based on risk tolerance and time horizon using technical, fundamental, and cyclical analysis.
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