Stoffel Financial Advisor's, LLC

Stoffel Financial Advisors provides financial planning to individuals, trusts and retirement plans, with a stated focus on retirement-income planning for clients within about five to ten years of their target retirement date and those already retired. Services are delivered on flat‑fee or hourly terms and plans are tailored based on a client’s net worth, goals and risk tolerance.

The firm does not maintain client custodial accounts or exercise discretionary portfolio management; instead it typically recommends an "Income for Life Model," a time‑segmented distribution strategy, and emphasizes broad diversification. Recommendations may include illiquid investments such as non‑traded REITs and annuities, and plan reviews are provided at the client’s request or under the signed engagement.

Advisors are also registered representatives of LPL Financial and act as agents for insurance companies through that relationship, so implementation frequently involves brokerage or insurance commissions and may be limited to transacting through LPL unless alternative authorization is provided. The firm conducts educational seminars and workshops (sometimes sponsored by product providers) and, notably, does not provide direct portfolio management or charge percentage‑of‑AUM fees, instead relying on standalone planning engagements.