Stone Oak Capital

Stone Oak Capital LLC provides discretionary portfolio management services and prepares an Investment Policy Statement for each client, tailoring allocations to individual goals, time horizons and documented risk tolerances. The firm’s stated investment universe generally includes fixed income, equities, exchange‑traded funds, Treasury inflation‑protected securities and non‑U.S. securities, and it operates with a single management person and no assets under management as of the brochure date.

The firm’s investment approach combines cyclical, fundamental, modern portfolio theory and quantitative analysis and emphasizes long‑term trading and asset allocation to match client objectives. SOCL may use model allocations together with client‑specific restrictions, and it seeks authority to trade on a discretionary basis when agreed with clients.

Noteworthy aspects include an affiliated real estate activity: the firm’s principal is also a licensed real estate sales associate and may offer real estate advice or products to clients, a relationship the brochure identifies as a potential conflict of interest. The firm also requires use of a specific custodian (Schwab Institutional), does not use third‑party advisers or wrap programs, and reported no client assets at the time of the filing, which differentiates its operational profile from many firms in the investment manager category.