Show Low, AZ Office

Stone Wealth Strategies serves individual clients by providing financial planning, a written portfolio "MRI" analysis, and periodic educational seminars and workshops for both prospects and clients. The firm also acts as a selection and co‑advisor by referring clients to a third‑party investment manager for portfolio implementation rather than directly managing client accounts.

The firm does not trade or take custody of client assets; instead it conducts due diligence on and ongoing reviews of the third‑party manager it recommends, which uses Modern Portfolio Theory and fund‑of‑fund programs to allocate primarily to equities and no‑load mutual funds. Investment recommendations are tailored to each client’s income, tax profile, risk tolerance and time horizon, and the firm documents and reviews those determinations in written reports.

Notable distinctions include multiple professional affiliations: principals operate an accounting practice and a law practice and the firm is a licensed insurance agency, relationships the firm discloses and monitors for conflicts of interest. The firm also maintains more than five offices despite a small advisory team, does not accept discretionary portfolio management, and offers free recurring educational events while charging a one‑time fee for its in‑depth portfolio analysis service.