Lancaster, PA Office

Stonebridge Financial Group, LLC provides investment advisory and financial planning services to individuals, high net worth clients, charitable organizations, corporations and pension plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting, and may recommend or sponsor wrap-fee programs for clients.

Stonebridge tailors investment advice to clients’ objectives and risk tolerances using asset-allocation, long- and short-term purchases, dollar-cost averaging and technical analysis, and it implements strategies through accounts custodied primarily at Charles Schwab. The firm also authorizes options trading and permits margin on some accounts, and its account programs can involve the use of derivatives and borrowing in separately managed accounts.

Distinctive features include a formal retirement-plan consulting practice that can provide 3(21)/3(38) discretionary services and cash balance plan work, and affiliations with non-advisory businesses (payroll/HR services and MPC Insurance Group) and with other advisers. Some representatives are registered with unaffiliated broker‑dealers and are licensed insurance agents (with up to 30% of certain representatives’ time spent on insurance activities), and Stonebridge discloses referral/solicitor arrangements — including solicitor fees of 20% of advisory fees and a referral arrangement with Commonwealth M&A that can result in Stonebridge receiving 10% of Commonwealth’s net success fee — which create potential conflicts of interest that the firm discloses to clients.