Stonehearth Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Stonehearth Capital Management provides investment management, financial planning, retirement planning, and consulting to individuals and families (including high‑net‑worth clients), trusts, estates, and business entities. As of January 1, 2026 the firm reported approximately $425 million in discretionary assets under management across roughly 490 client relationships and is supported by a five‑person advisory team.
The firm offers four model strategies — Diversified, Diversified CarbonLITE, Diversified ETF‑Only, and a U.S. Stock strategy — that rely primarily on ETFs and mutual funds, with the U.S. Stock strategy using quantitative screening (quality, value, momentum, dividend yield) plus qualitative review. Accounts are managed on a discretionary basis with a documented investment policy, systematic monitoring (quarterly global rebalancing, monthly cash screening, quarterly fund reviews), and tax‑aware techniques such as tax‑loss harvesting.
Stonehearth operates a wrap‑fee program that bundles portfolio management and trade execution for qualifying households, an arrangement that fewer team firms sponsor. The firm also discloses the use of client testimonials and endorsements in its advertising and offers several less common features for its peer group — notably a CarbonLITE portfolio designed to reduce equity carbon footprint while preserving allocation characteristics, access to alternative and digital‑asset investments via third‑party platforms, and limited use of AI tools to support client‑service and operational tasks.
Client services
Expertise
Occupation focus
Fee options
Flat fee of $5,000 for Financial Planning and Consulting Services; Flat fees for estate planning coordination services (negotiable)
$0 - $250,000: 1.25% $250,000 - $1,000,000: 1.00% $1,000,000 - $3,000,000: 0.75% $3,000,000 - $5,000,000: 0.50% $5,000,000+: 0.25%
Licensed advisors may earn commissions on insurance products sold separately from advisory fees
Financial planning hourly rate of $500 per hour for Financial Planning Services in some circumstances
Account minimum: $1,000,000 Fee-only: Flat fee of $5,000 for Financial Planning and Consulting Services; Hourly fees at $500 per hour for Financial Planning Services, depending on circumstances
Main office
100 Conifer Hill Drive, Ste 105
Danvers MA 01923
Advisors at this office
5
Most active in
California · Florida · Maine · Massachusetts · New Hampshire · New York · Texas · Vermont · Washington
Also doing business as
Prout Financial Services · Prout, Richard Edward · Stonehearth Capital Management · Stonehearth Capital Management LLC · Wealth Management Group LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Christopher G
CFA®
Danvers, MA
Stonehearth Capital Management
Christopher Gauthier is a CFA® charterholder with 14 years of industry experience. He has been with Stonehearth Capital Management in Danvers, MA since 2014, where he is part of a five-person advisory team. Stonehearth Capital Management provides investment management, financial planning, retirement planning, and consulting services to individuals, families, trusts, estates, and business entities. The firm employs a range of model strategies primarily using ETFs and mutual funds, including a CarbonLITE portfolio aimed at reducing equity carbon footprint, and incorporates systematic monitoring and tax-aware techniques in managing client accounts.
Jamie U
CFP®, Series 63, Series 66
Danvers, MA
Stonehearth Capital Management
Jamie Upson is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Stonehearth Capital Management since 2014. Prior to joining Stonehearth, he worked at Commonwealth Financial Network for six years. Stonehearth Capital Management is a five-advisor team providing investment management, financial planning, retirement planning, and consulting to individuals, families, trusts, estates, and business entities. The firm manages approximately $425 million in discretionary assets and offers diversified model strategies primarily using ETFs and mutual funds, including a unique CarbonLITE portfolio aimed at reducing equity carbon footprint.
Joseph G
CFP®, Series 66
Danvers, MA
Stonehearth Capital Management
Joseph Gauvin is a CFP® professional with 11 years of experience in financial advising. He is currently with Stonehearth Capital Management, where he has worked since 2022. His prior experience includes roles at Sandy Cove Advisors, GW & Wade, and DK Brede Investment Management. Stonehearth Capital Management serves individuals, families, trusts, estates, and business entities, managing approximately $425 million in discretionary assets. The firm uses model strategies primarily based on ETFs and mutual funds, employing quantitative and qualitative methods, tax-aware techniques, and offers specialized portfolios such as CarbonLITE to address clients’ investment preferences.
David J
ChFC®, Series 63
Danvers, MA
Stonehearth Capital Management
David Juliano is a financial advisor at Stonehearth Capital Management in Danvers, MA, holding the ChFC® designation and Series 63 license with 10 years of industry experience. He has been with Stonehearth Capital Management since 2016 as part of a five-person advisory team. Stonehearth Capital Management serves individuals, families, trusts, estates, and business entities, including high-net-worth clients, offering investment management, financial planning, retirement planning, and consulting. The firm uses model strategies primarily based on ETFs and mutual funds, employs systematic portfolio monitoring, and incorporates tax-aware techniques, with some unique offerings such as a CarbonLITE portfolio and access to alternative and digital-asset investments.
Benjamin H
Series 66
Danvers, MA
Stonehearth Capital Management
Benjamin House is a financial advisor at Stonehearth Capital Management with a Series 66 credential and two years of industry experience. Prior to joining Stonehearth, he worked at Wells Fargo Clearing and TD Ameritrade. He also has experience in education, having worked at Gordon College and St. Johns Prep. Stonehearth Capital Management provides investment management, financial planning, retirement planning, and consulting services to individuals, families, trusts, estates, and business entities. The firm manages approximately $425 million in discretionary assets for around 490 clients, employing model strategies that include diversified and ESG-focused portfolios, quantitative and qualitative stock selection, and tax-aware techniques.
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