A complete list of active advisors currently associated with Street Smart Financial, LLC

Warmer can help you find a great advisor at Street Smart Financial, LLC or one who fits your needs even better.

Street Smart Financial provides fee-only financial planning and investment management to individuals, trusts, estates, charitable organizations, and small businesses, managing roughly $52 million for about 62 clients. Advisory services include portfolio management, cash flow and tax planning, insurance review, retirement and education funding recommendations, estate planning, and both hourly and ongoing planning engagements. The firm manages most assets on a discretionary basis and follows a risk/reward approach that emphasizes diversification, low-cost no-load mutual funds and ETFs, some indexing, and tactical asset-allocation decisions informed by a macroeconomic view. It aims to limit turnover to control trading and tax costs, uses Charles Schwab as its preferred custodian, and provides quarterly performance reporting and ongoing client communications. Notably, the firm supplements advisory work with client educational seminars and workshops and explicitly incorporates education planning and funding recommendations into its services, an offering that is less common among similarly sized supported firms; the brochure also references participation in custodian-sponsored educational conferences. The firm is owner-operated, operates strictly on a fee-only basis without accepting commissions or third-party payments, maintains a $500,000 account minimum (waivable), and has a formal business-continuation arrangement in place.

To learn more about the advisors currently working at Street Smart Financial, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name
Location
Years of experience
Rand Spero profile photo Rand Spero
Lexington, MA
18
Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. (“Warmer”)