Stroud Investment Consulting

Stroud Investment Consulting is an independent, state‑registered, single‑advisor firm that provides discretionary investment management and integrated financial planning to individuals, families, business owners, trusts, estates, charitable organizations and other business entities. The firm manages roughly $54.6 million in discretionary assets for a small client base and typically charges advisory fees based on assets under management while delivering portfolio construction, monitoring, rebalancing and trade execution.

The firm’s investment process uses a mix of quantitative and qualitative analysis, modern portfolio theory and charting to build diversified portfolios across stocks, bonds, mutual funds, ETFs, REITs, preferred stock and other securities, and it may incorporate options, margin or cash management when appropriate. Financial planning is provided in conjunction with investment management at no separate fee, and the firm may facilitate the use of Schwab’s managed account programs or a third‑party investment manager and administer annuity management through a broker‑dealer arrangement.

Noteworthy distinctions include the principal’s status as a licensed insurance agent who may receive customary insurance commissions (separate from advisory fees) and dedicates a small portion of time to that activity, a potential conflict the brochure discloses. The firm operates as a solo practice with long industry experience and a CIMA credential for its principal, does not charge performance‑based fees, and leaves proxy voting responsibilities with clients.