Sugden Wealth Management, LLC

Sugden Wealth Management serves individual and high‑net‑worth clients by providing non‑discretionary portfolio management and fee‑based financial planning, and it also advises on held‑away 401(k) and deferred compensation accounts. The firm manages roughly $54 million in non‑discretionary assets across about 28 client relationships and maintains an account minimum of $1,000,000 that may be waived based on client needs.

The firm’s investment approach is grounded in Modern Portfolio Theory and documented Investment Policy Statements, emphasizing long‑term asset‑class diversification and avoidance of short‑term market timing. Where appropriate, Sugden Wealth may use option‑based techniques—such as collars of covered calls and puts—in separately managed accounts, and it operates on a non‑discretionary basis, requiring client approval before implementing trades.

Distinctive operational features include sponsorship of a wrap fee program (described in a separate brochure) that bundles transaction costs for participating clients and the firm’s requirement that clients custody assets with Trade‑PMR, from which the firm receives platform access and related services. The firm also directly deducts authorized advisory fees from client accounts and provides separately billed flat‑fee advisory services for held‑away retirement plans.