Summa Wealth Management

Summa Wealth Management is a single‑advisor independent registered investment adviser serving individuals, high‑net‑worth clients, trusts, estates and institutional clients with financial planning, consulting and advisory services. The firm requires all clients to begin the relationship with a financial plan and offers both online subscription planning and in‑person planning alongside non‑discretionary consulting and recommendations to third‑party money managers.

The firm’s investment process is built around an investment policy statement and multi‑strategy models that incorporate fundamental and technical analysis and may include traded securities, pooled vehicles and, where appropriate, private placements or alternative investments. Summa currently provides non‑discretionary advice and has primarily acted as a solicitor/referrer to third‑party RIAs rather than directly managing client assets; the brochure notes no assets under management as of the prior filing.

Distinctive features include that the firm’s sole adviser also maintains a practicing law practice, holds insurance licenses and operates affiliated entities (including an insurance general agency and an alternative‑investment due‑diligence business), and offers commissionable insurance products as part of client recommendations (insurance activity is disclosed as a material outside business activity). The combination of legal practice affiliation, insurance brokerage and other financial‑product sales, together with the firm’s current lack of directly managed client portfolios, is uncommon among independent, single‑advisor RIAs.