Summit Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$231,276,459
Clients
138
Advisors
5
across 3 offices
About
Summit Financial Advisors, Inc. provides customized investment management primarily to high‑net‑worth individuals and related trusts, estates, pension and profit‑sharing plans, and other legal entities. The firm generally implements client portfolios using mutual funds and exchange‑traded funds and also offers investment consulting and hourly financial planning services for clients who do not meet its household minimum.
An internal Investment Committee conducts fundamental analysis—reviewing fund managers, historical risk/return, sector exposures, and fees—and meets quarterly to review market conditions and prospective investments. Portfolios are managed with generally long time horizons, with clients selecting growth, balanced, or conservative strategies; the firm may recommend option writing or accept reasonable client‑imposed restrictions where appropriate.
Notable disclosures in the brochure include that certain firm personnel are licensed insurance agents who may receive commission compensation for selling insurance products in addition to advisory fees, a conflict the firm says it mitigates through disclosure and suitability assessments. The brochure also describes receipt of custodial products and services from its primary custodian and circumstances in which the firm may be deemed to have custody; it states the firm maintains a written code of ethics and reports no material legal or disciplinary events in the past ten years.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.90% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.50% $5,000,001+: 0.35%
Commissions earned by certain advisors for selling insurance products, in addition to advisory fees
$250 to $400 per hour for consulting/advisory services
Account minimum: $1,000,000 Minimum fee: $9,000 annual minimum fee, may be waived or reduced
Main office
See office300 N. Main Street, Suite 500
Middletown OH 45042
Advisors at this office
2
Offices (3)
Most active in
California · Ohio
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Advisors at this firm
Roger M
CFP®, Series 63
Lebanon, OH
Summit Financial Advisors, Inc.
Roger Miller is a Certified Financial Planner® with 23 years of industry experience. He has been with Summit Financial Advisors, Inc. since 2007 and also maintains a long-term association with The Lincoln National Life Insurance Company dating back to 1982. Outside of his advisory role, Miller is co-owner of a long-term care insurance agency, Financial Security Solutions, LLC. Summit Financial Advisors, Inc. serves primarily high-net-worth individuals and related entities, managing approximately $199 million. The firm employs a fundamental analysis-driven investment process overseen by a multi-person Investment Committee and offers diversified portfolio strategies including growth, balanced, and conservative options.
Dennis V
Middletown, OH
Summit Financial Advisors, Inc.
Dennis Vitori is a financial advisor at Summit Financial Advisors, Inc. in Middletown, Ohio, with 23 years of industry experience. He has been with Summit Financial Advisors since 2007 and has a long-standing affiliation with The Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation since 1977. Outside of his advisory role, he co-owns a long-term care insurance agency, Financial Security Solutions, LLC. Summit Financial Advisors provides customized investment management primarily to high-net-worth individuals and related trusts, estates, and pension plans. The firm employs a fundamental analysis-driven investment process overseen by a multi-person Investment Committee and offers growth, balanced, and conservative strategy options.
Ellen W
CFP®, Series 65
Middletown, OH
Summit Financial Advisors, Inc.
Ellen Weed is a Certified Financial Planner (CFP®) with 23 years of industry experience. She has been with Summit Financial Advisors, Inc. since 2007 and previously worked at IPFP, Inc. from 2003 to 2007. She is also a co-owner of Financial Security Solutions, LLC, an insurance agency focused primarily on long-term care insurance. Summit Financial Advisors, Inc. provides customized investment management mainly to high-net-worth individuals, trusts, estates, pension and profit-sharing plans, and other legal entities. The firm employs a fundamental analysis approach through an internal Investment Committee and offers portfolios tailored to growth, balanced, or conservative strategies.
Peter M
CFP®, Series 65
Lebanon, OH
Summit Financial Advisors, Inc.
Peter Miller is a CFP® professional with 23 years of experience in the financial industry. He has been with Summit Financial Advisors, Inc. since 2007 and previously worked at IPFP, Inc. from 2003 to 2007. Summit Financial Advisors, Inc. serves primarily high-net-worth individuals and related trusts, estates, pension and profit-sharing plans, and other legal entities. The firm uses a fundamental analysis approach for investment management, offering growth, balanced, or conservative portfolio strategies typically implemented through mutual funds and exchange-traded funds.
Matthew W
CFP®, CFA®, Series 66
Middletown, OH
Summit Financial Advisors, Inc.
Matthew Weed is a CFP® and CFA® with 18 years of industry experience. He has been with Summit Financial Advisors, Inc. since 2015, working as part of a four-advisor team. Summit Financial Advisors, Inc. provides customized investment management primarily to high-net-worth individuals and related trusts, estates, pension, and profit-sharing plans. The firm employs a fundamental analysis-driven investment process overseen by a multi-person Investment Committee, offering growth, balanced, and conservative strategies with portfolios typically constructed for multi-year horizons.
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