A complete list of active advisors currently associated with Summit Financial Advisors

Warmer can help you find a great advisor at Summit Financial Advisors or one who fits your needs even better.

Summit Financial Advisors is an independent, state-registered advisory firm that serves individuals, qualified retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. It provides financial planning, investment consulting, and qualified retirement plan consulting as its primary services and operates as a sole-owner advisory practice. The firm’s investment approach emphasizes tactical asset allocation aimed at reducing risk and improving performance, drawing on Modern Portfolio Theory and tools such as Frontier Analytic and Morningstar for fund analysis and selection. Advice is delivered through consultations and periodic reports, but recommendations are non‑discretionary — the firm does not manage client portfolios and clients are responsible for implementing and monitoring recommended transactions. A distinctive feature is that the firm’s representative is also a registered representative of LPL Financial LLC and may effect brokerage transactions and receive related compensation; the brochure discloses that the representative received Transition Assistance from LPL in 2025 and identifies this as a potential conflict of interest. The firm also departs from many independent peers by not charging percentage‑of‑assets fees — instead using hourly, fixed, or combined fee arrangements billed quarterly in arrears — and by not taking custody of client assets except for authorized fee deductions.

To learn more about the advisors currently working at Summit Financial Advisors, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Paul Koepfer	Bradenton, FL	53

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

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