Las Vegas, NV Office

Adaptive Wealth Engineering is an SEC‑registered advisory firm with five advisors managing about $213 million for roughly 113 clients. It provides discretionary portfolio management and written financial planning to individuals, pension and profit‑sharing plans, and other business entities.

The firm follows an evidence‑based investing (EBI) framework that applies academic research to asset allocation and security selection, emphasizing global diversification and factor exposures such as size, value, profitability and momentum for equities, while using investment‑grade bond funds to reduce portfolio volatility. Adaptive performs a structured risk assessment that separates ability, willingness and need to take risk, reviews accounts at least quarterly, and implements portfolios primarily with ETFs and mutual funds.

Distinctive aspects disclosed in the brochure include the firm’s use of private debt and private equity securities and its allowance for margin transactions in suitable accounts—features that are less common among peer team advisors. Adaptive also offers a negotiated flat (fixed) fee option for smaller accounts, does not vote client proxies (clients retain proxy voting responsibility), and discloses a continuing solicitation arrangement tied to past TD Ameritrade referrals assigned to Charles Schwab.