San Francisco, CA Mission Street Office

Summit Trail Advisors serves individuals (including high‑net‑worth clients), business entities, trusts, estates, charitable organizations, pension and profit‑sharing plans, and institutional clients. It provides discretionary and non‑discretionary portfolio management, financial planning and consulting, family‑office services, 3(21) retirement plan advisory, and access to affiliated and unaffiliated private investment funds.

The firm’s investment process emphasizes three steps—asset allocation, investment selection, and portfolio construction—organizing investable opportunities into roughly 15 asset classes and three outcome buckets (Growth, Preservation, Inflation Protection). Summit Trail uses an open‑architecture implementation that favors institutional share classes, ETFs, separate accounts, third‑party managers and private funds, and it conducts ongoing due diligence across organization, process, performance and operations.

Summit Trail manages roughly $20 billion with a relatively small advisor team and discloses several structural features that distinguish it from peers, including ownership of an affiliated broker‑dealer and insurance channel, participation as general partner or advisor to affiliated private funds, and OCIO engagements for institutional clients. The firm also declines to recommend cryptocurrencies for discretionary purchase, offers legacy wrap arrangements for some clients, and maintains platform and operational relationships (including with Dynasty and major custodians) that provide transition support and other services.