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Sustainable Financial Planning

Updated today

Client AUM

$15,244,555

Clients

17

Advisors

1

of 1 employees

About

Sustainable Financial Planning LLC is a small, independent registered investment adviser serving individual and high‑net‑worth clients. The firm offers individualized investment management alongside project‑based, hourly, and ongoing comprehensive financial planning that addresses retirement, cash flow, college savings, business planning, risk management, and estate‑related topics.

The firm combines passive portfolio construction—using index mutual funds and ETFs to capture asset‑class returns—with fundamental analysis to inform asset allocation and portfolio design, and implements client investment policy statements for discretionary management. Trading is executed on an account‑by‑account basis rather than through aggregated block trades, and clients retain responsibility for proxy voting while custody and execution are arranged through a recommended institutional custodian.

Noteworthy aspects include a very small client roster and solo‑practitioner structure supported by a principal with multiple professional designations and prior institutional experience, which concentrates advisory oversight. The firm does not accept third‑party compensation for product sales, generally limits custody to fee withdrawal only, offers a subscription‑style ongoing planning service with implementation and monitoring, and does not provide separate written reports to investment advisory clients.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) Wealth management

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Fee options

Fixed

One-time charge of $2,000-$5,000 for Ongoing Comprehensive Financial Planning (paid upon delivery of plan)

Percentage

0.40% annually (Investment Management Services)

Project-based

$300 per hour for Project-Based Financial Planning (may be negotiable)

Other

Account minimum: $100,000 (may be waived at firm's discretion) Minimum fee: Minimum annual fee of $1,500 for Investment Management Services

Main office

Philadelphia PA

Advisors at this office

1

Most active in

New Jersey · New York · Pennsylvania · Texas

Also doing business as

Sustainable Financial Planning · Sustainable Financial Planning LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Frank A

CFP®, CFA®, ChFC®

Philadelphia, PA

Sustainable Financial Planning

Sustainable Financial Planning is a fee-only financial planning firm that provides affordable and straightforward financial planning and investment management for everyone. Frank founded SFP in 2020 to help people overcome their individual financial challenges, and he has worked with a wide range of clients that seek to build wealth, provide for their families, and retire with dignity. After twenty-five years working for large Wall Street banks and insurers, Frank left the corporate world and founded Sustainable Financial Planning. Using institutional financial planning and risk management skills honed throughout his career, Frank is now dedicated to helping people succeed in their financial lives and meet their life goals. He has always enjoyed helping people and working with numbers, and now he feels fortunate to do both simultaneously. Frank’s previous experience includes five years as Investment Senior Vice President at Prudential where he led the company’s enterprise stress testing program and liquidity risk management. Prior to Prudential, Frank spent twenty years at BNY Mellon in various roles including Managing Director and global leader of Asset Liability Management, Liquidity, Interest Rate Risk, Capital Planning, as well as risk management roles for Market Risk, Credit Risk, and Operational Risk. Frank earned an undergraduate degree in both Economics & Business and History from Lafayette College and an MBA from NYU’s Stern School of Business in Finance and International Business. Frank has earned the Certified Financial Planner (“CFP®“), Chartered Financial Analyst® designation (“CFA”), Chartered Financial Consultant® (“ChFC®”) designation and completed the Bank of New York Credit Training Program. He is a former member of the Board of Trustees for the Ranney School. He is an avid runner – having completed nine marathons in the last ten years. Frank and his wife Assunta live in Philadelphia and Lake Hopatcong, NJ.

General retirement planning Financial Professional Gen X (Born 1965-1980)
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