Sweet Tree Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Sweet Tree Financial provides fee-only financial planning and educational speaking services to individuals — including both non‑high‑net‑worth and high‑net‑worth clients — and offers seminars and workshops to businesses and other organizations. The firm delivers project‑based and ongoing planning engagements and does not provide discretionary investment management or custody of client assets.
The firm’s planning work covers a broad range of topics such as retirement and cash‑flow planning, business and estate planning, insurance review, investment analysis, and tax‑aware strategies, producing written plans for project engagements and periodic reviews for ongoing clients. Recommendations may include guidance on asset allocation, mutual funds and ETFs, and both passive and active approaches, but implementation and trading execution remain the client’s responsibility.
Compared with many peers in its regulatory peer group, Sweet Tree Financial’s brochure discloses several uncommon features: it offers educational seminars, bills using both hourly and fixed fees for project work and recurring fees for ongoing engagements, and explicitly serves both non‑HNW and HNW individuals. The firm also notes staff with an IRS Enrolled Agent credential and a prior background in tax preparation and business consulting, and it confirms it does not act as a private fund adviser and does not take custody of client funds.
Client services
Expertise
Fee options
Project-Based Financial Planning fixed fees range from $2,000 to $8,000; Educational seminars fees range from $500 to $10,000 per seminar
$350 per hour
Ongoing Financial Planning annual fees range from $5,000 to $9,000, paid monthly or quarterly in advance
Fee-only: Project-Based Financial Planning: Fixed fees range from $2,000 to $8,000; Hourly rate: $350/hour; Ongoing Financial Planning: Annual fee range from $5,000 to $9,000, paid monthly or quarterly in advance
Main office
Rock Hill SC
Advisors at this office
1
Most active in
South Carolina
Also doing business as
Sweet Tree Financial · Sweet Tree Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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