SweetMoney
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
SweetMoney serves individuals and couples who want to integrate personal values into their financial decisions, providing counseling and coaching on budgeting, debt management, savings, retirement plan selection, and related decision support. Services are delivered in person and by phone, with written reports available on request, and the firm also conducts workshops for corporate employees and educational institutions.
The firm does not provide portfolio management, custody of client assets, or sell investment or insurance products; instead it charges for advice on an hourly basis rather than using percentage-of-assets fees. When giving investment guidance SweetMoney emphasizes diversified, low‑cost mutual funds for long‑term growth, client education, and periodic reviews, and it refers clients to third‑party managers if they prefer hands‑on management.
Compared with peers, SweetMoney is notable for its unusually high client load for a solo adviser, reflecting a high‑volume, advice‑focused practice rather than an asset‑management model. Its explicit focus on the emotional and communication aspects of money, use of sliding‑scale hourly billing, and routine referrals for active management further underscore a planning-and-coaching orientation that differs from typical independent advisers.
Client services
Expertise
Demographic focus
Fee options
$200 per hour for clients with gross income up to $150,000; $350 per hour for clients with gross income $150,000 and over
Fee-only: Hourly fees of $200 or $350 based on client gross income
Main office
Greenfield MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Sweet, Melissa C. · Sweetmoney
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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