SYCAMORE Asset Management, LLC

Sycamore Asset Management is a fee-only, solo Registered Investment Adviser that serves primarily individual clients — including many high-net-worth individuals — as well as some businesses, charities and small pension plans. The firm provides financial and investment planning on an hourly basis and advises clients on implementing strategies, but it does not directly manage client assets and instead recommends third‑party RIA money managers for implementation.

The firm’s investment philosophy is grounded in Modern Portfolio Theory and the efficient‑market approach, favoring broadly diversified mutual funds and asset allocations informed by academic research and tools such as Morningstar and Dimensional software. SAM typically operates on a non‑discretionary basis: clients either implement recommendations themselves or authorize a recommended third‑party manager, with SAM entering co‑adviser arrangements and monitoring accounts via custodial statements.

Compared with many peers, SAM’s business model is distinctive for emphasizing hourly financial planning and third‑party implementation rather than in‑house portfolio management or discretionary control of accounts. The sole principal holds CFP and AIF designations, selects third‑party managers based on adherence to financial science, cost and compatibility (not referral incentives), and discloses practices such as not accepting commissions, not aggregating client trades, and not voting client proxies.